Choosing an auto insurance company is difficult: the rates each insurer offers can vary widely based on your driving history, location, and age, and every company provides a different set of discounts. 21st Century and Allied are two of America's most popular insurance companies, providing competitively priced policies in many states.
To help simplify the insurance-shopping process, we gathered average costs from Allied and 21st Century. These take into account a variety of rating factors, including credit score, driving history, and age. Take a look at these rates and find the right policy for you.
If you have very bad credit, 21st Century could be preferable to 21st Century. Typically, 21st Century offers more affordable premiums than Allied for drivers with credit scores of lower than 580. Drivers with exceptional credit — a score of 800 or higher — should lean toward View average insurance rates by credit tier for Allied and 21st Century below.
|Credit level||21st Century avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$1,363||$1,483|
|Very Good (740-799)||$1,363||$920|
If you are dealing with an at-fault accident, speeding violation, reckless driving citation, or DWI on your record, Allied could be a better choice than 21st Century. Each insurance company will handle driving offenses differently, so don't be afraid to shop around to figure out which insurer suits you.
|Infraction||21st Century avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,440||$1,662|
|At-fault accident (damage > $1,000)||$1,273||$1,221|
Insurance companies rely on a driver's age to outline risk potential, pricing premiums accordingly. An insurance policy is often most expensive for teen drivers — because of their inexperience — and more affordable for drivers aged 25 or older. Because every auto insurance company evaluates age tiers in a different way, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Allied instead of 21st Century: the former's average annual rates are $1,707 less than the latter's..
|Age tier||21st Century avg. annual premium||Allied avg. annual premium|
Aside from finances, 21st Century and Allied each come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||21st Century||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||21st Century||Allied|
|JD Power Rankings||3 out of 5||3 out of 5|
|Other Products||21st Century||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||21st Century||Allied|
|About||21st Century, part of the Farmers Insurance Group, is a leading US insurer of automobiles, dedicated to providing customers with superior coverage and service.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||21st Century customers are automatically enrolled in the 21st Roadside Assistance program at no additional cost. 21st Roadside Assistance provides 24/7 towing, lock-out service and other emergency services, limited to five service calls per vehicle per calendar year. 21st Roadside Assistance coverage is provided for up to $75 ($80 in TX, $100 in NC) in roadside services. Service applies to labor only. Parts (tires, batteries, belts, etc.) and gasoline are not included.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||21st Century offers an additional discount for seniors in select states.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
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|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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