Picking a car insurance company can be complicated: rates vary by driving record, location, and age, and insurers offer a variety of perks. 21st Century and Erie are counted among the US' most popular insurance companies, providing competitively priced insurance policies in most American states.
To help simplify the process of comparing insurance companies, we have pulled typical insurance rates from Erie and 21st Century. The below rates cover a number of rating factors, including credit rating, driving behavior, and age. Compare rates and find your next car insurance policy today.
If you have very poor credit, 21st Century could be a better option for you. On average, 21st Century offers more affordable prices than Erie for drivers with credit scores of lower than 580. Drivers with extraordinary credit — a score of 800 or better — should consider View average insurance costs by credit tier for Erie and 21st Century:
|Credit score||21st Century avg. annual premium||Erie avg. annual premium|
|Very Poor (300-579)||$1,363||$2,402|
|Very Good (740-799)||$1,363||$743|
If you've got an at-fault accident, ticket, reckless driving citation, or DUI offense in your recent history, Erie could be a better choice than 21st Century. Every auto insurance company has different post-violation pricing structures, so it's worth comparing quotes to understand which insurer suits you.
|Citation||21st Century avg. annual premium||Erie avg. annual premium|
|At-fault accident (damage < $1,000)||$2,440||$893|
|At-fault accident (damage > $1,000)||$1,273||$772|
Car insurance companies use a driver's age as an indicator of potential risk, pricing policies on a sliding scale. Auto insurance is commonly expensive for drivers younger than 25 — because of their inexperience — and most affordable for middle-aged drivers. Because each insurance company prices age brackets differently, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Erie over 21st Century: the former's average annual rates are $2,995 less than the latter's..
|Age bracket||21st Century avg. annual premium||Erie avg. annual premium|
Setting aside cost, 21st Century and Erie each come with pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||21st Century||Erie|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||21st Century||Erie|
|JD Power Rankings||3 out of 5||5 out of 5|
|Other Products||21st Century||Erie|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||21st Century||Erie|
|About||21st Century, part of the Farmers Insurance Group, is a leading US insurer of automobiles, dedicated to providing customers with superior coverage and service.||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.|
|Roadside Assistance||21st Century customers are automatically enrolled in the 21st Roadside Assistance program at no additional cost. 21st Roadside Assistance provides 24/7 towing, lock-out service and other emergency services, limited to five service calls per vehicle per calendar year. 21st Roadside Assistance coverage is provided for up to $75 ($80 in TX, $100 in NC) in roadside services. Service applies to labor only. Parts (tires, batteries, belts, etc.) and gasoline are not included.||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.|
|Additional Discounts||21st Century offers an additional discount for seniors in select states.||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.|
|Recent Questions||Can I group multiple accidents into one claim?|
If my car was damaged at a gas station due to bad weather, who pays for the repair?
I backed into a poll and damaged my rear panel and bumper last night. I also have minor scratches and ...
What should I do if I damaged an old car and don’t want the insurance company to total the vehicle?
I was getting gas when it started to rain, and the wind was blowing really hard. A piece of metal ...
What should I do after a minor accident?
My son’s friend left his vehicle parked at my house while he was on vacation. I drove it to the ...
See More Questions
While driving down a dark street last night I was involved in an accident where I hit someone’s car door ...
|Will Erie reinstate my policy after non-payment?|
I was injured in a car accident two months ago, can I still file a claim?
I have had Erie for 31 years..2 home owners and also auto...
How long can an insurance company wait to pay out your claim?
I was rear ended and didn’t go to the hospital. That was two months ago. Now I can barely walk. ...
If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
In Virginia, is there a time limit on how long after a car accident an insurance company can wait to ...
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Someone dented the hood of my car by standing on it. I got a repair estimate of $500 and the ...
|Compare More||21st Century vs. Allied 21st Century vs. Allstate 21st Century vs. American Family 21st Century vs. Amica Mutual Insurance 21st Century vs. Auto Club (AAA) 21st Century vs. Esurance 21st Century vs. Farm Bureau Mutual 21st Century vs. Farmers 21st Century vs. Foremost 21st Century vs. GEICO 21st Century vs. Infinity 21st Century vs. Liberty Mutual 21st Century vs. Mercury 21st Century vs. MetLife 21st Century vs. Nationwide 21st Century vs. North Star Mutual 21st Century vs. Progressive 21st Century vs. SAFECO 21st Century vs. Safe Auto 21st Century vs. State Farm 21st Century vs. The General 21st Century vs. The Hartford 21st Century vs. Titan 21st Century vs. Travelers 21st Century vs. USAA||Erie vs. Allied Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farm Bureau Mutual Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. North Star Mutual Erie vs. Progressive Erie vs. SAFECO Erie vs. Safe Auto Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia|
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