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Selecting an auto insurer is difficult: the rates each insurer offers can vary widely based on your driving record, age, and location, and every company's discounts vary. 21st Century and Infinity are two of America's top insurance companies, selling high-quality insurance policies across most of the US.
In an effort to make shopping for car insurance easier, we gathered average premiums from Infinity and 21st Century. The below rates cover an array of pricing components, including credit, driving history, and demographics. Check out the below rates and find the perfect policy for you.
If you have very bad credit, 21st Century could be the way to go. On average, 21st Century offers better premiums than Infinity for drivers with credit scores of 579 or less. Insurance shoppers with extraordinary credit — a score of 800 or higher — should lean toward 21st Century, which typically beats Infinity by $2,518 per year. Check out common insurance rates by credit level for Infinity and 21st Century below.
|Credit level||21st Century avg. annual premium||Infinity avg. annual premium|
|Very Poor (300-579)||$1,363||$7,847|
|Very Good (740-799)||$1,363||$4,045|
If you have an at-fault crash, ticket, reckless driving violation, or DUI on your résumé, 21st Century could be a better choice than Infinity. Every car insurance company enacts rate penalties differently, so don't hesitate to shop around to figure out which insurer is best for you.
|Citation||21st Century avg. annual premium||Infinity avg. annual premium|
|At-fault accident (damage < $1,000)||$2,440||$5,774|
|At-fault accident (damage > $1,000)||$1,273||$4,487|
Insurers use a driver's age to indicate risk, pricing premiums accordingly. A car insurance policy is commonly expensive for teens — due to their increased odds of being involved in an accident — and relatively affordable for drivers aged 25 or older. Since each insurance company rates age tiers in a different way, it's worth doing some comparison shopping.
As a general rule, teen drivers should choose 21st Century over Infinity: 21st Century offers average yearly savings of $11,058 versusInfinity.
|Age tier||21st Century avg. annual premium||Infinity avg. annual premium|
Aside from finances, 21st Century and Infinity each carry pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to weigh these elements before deciding.
|Discount Comparison||21st Century||Infinity|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||21st Century||Infinity|
|JD Power Rankings||3 out of 5||Not Rated out of 5|
|Other Products||21st Century||Infinity|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||21st Century||Infinity|
|About||21st Century, part of the Farmers Insurance Group, is a leading US insurer of automobiles, dedicated to providing customers with superior coverage and service.||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.|
|Roadside Assistance||21st Century customers are automatically enrolled in the 21st Roadside Assistance program at no additional cost. 21st Roadside Assistance provides 24/7 towing, lock-out service and other emergency services, limited to five service calls per vehicle per calendar year. 21st Roadside Assistance coverage is provided for up to $75 ($80 in TX, $100 in NC) in roadside services. Service applies to labor only. Parts (tires, batteries, belts, etc.) and gasoline are not included.||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.|
|Additional Discounts||21st Century offers an additional discount for seniors in select states.||Infinity offers an additional discount in most states for registering your policy account profile online.|
|Recent Questions||Can I group multiple accidents into one claim?|
If my car was damaged at a gas station due to bad weather, who pays for the repair?
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|Is it worth filing a claim for a scratch on my car that happened when it was parked?|
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I was parked on the street for a few hours and came back to a scratch from my back driver-side ...
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|Compare More||21st Century vs. Allied 21st Century vs. Allstate 21st Century vs. American Family 21st Century vs. Amica Mutual Insurance 21st Century vs. Auto Club (AAA) 21st Century vs. Erie 21st Century vs. Esurance 21st Century vs. Farm Bureau Mutual 21st Century vs. Farmers 21st Century vs. Foremost 21st Century vs. GEICO 21st Century vs. Liberty Mutual 21st Century vs. Mercury 21st Century vs. MetLife 21st Century vs. Nationwide 21st Century vs. North Star Mutual 21st Century vs. Progressive 21st Century vs. SAFECO 21st Century vs. Safe Auto 21st Century vs. State Farm 21st Century vs. The General 21st Century vs. The Hartford 21st Century vs. Titan 21st Century vs. Travelers 21st Century vs. USAA||Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA|
|States Offered||California||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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