21st Century vs Safe Auto Car Insurance

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21st Century or SafeAuto:
Which Company is Best for You?

Choosing a car insurance company can be hard: every company's rates differ based on your location, age, and driving history, and every company's discounts differ. 21st Century and Safe Auto are counted among the most popular insurance companies, selling competitively priced policies in most regions.

In an effort to take the sting out of shopping for car insurance, we pulled average costs from Safe Auto and 21st Century. The below rates cover myriad rating factors, including credit rating, driving history, and age. Compare rates and find your next car insurance policy today.


21st Century vs. Safe Auto: premium comparison


21st Century vs. Safe Auto: prices by credit level

If you have very poor credit, 21st Century could be preferable to 21st Century. Typically, 21st Century offers better premiums than Safe Auto for drivers with credit scores of lower than 580. Drivers with exceptional credit — a score of 800 or higher — should lean toward 21st Century, which typically beats Safe Auto by $558 per year. View typical insurance rates by credit level for Safe Auto and 21st Century below.


RATES BY CREDIT LEVEL: Safe Auto VS. 21st Century
Credit level21st Century avg. annual premiumSafe Auto avg. annual premium
Very Poor (300-579)$1,363$3,799
Fair (580-669)$1,363$2,483
Good (670-739)$1,657$3,358
Very Good (740-799)$1,363$1,937
Exceptional (800-850)$1,363$1,921

21st Century vs. Safe Auto: rates for high-risk drivers

If you're dealing with an at-fault collision, speeding ticket, reckless driving citation, or DUI in your recent history, 21st Century could be a better choice than Safe Auto. Every insurance company prices policies differently after a violation, so don't hesitate to shop around to find out which insurer is best for you.


RATES BY CITATION: Safe Auto VS. 21st Century
Citation21st Century avg. annual premiumSafe Auto avg. annual premium
At-fault accident (damage < $1,000)$2,440$2,867
At-fault accident (damage > $1,000)$1,273$2,837
DUI/DWI$3,949$2,867
Reckless driving$3,949$2,867
Speeding ticket$1,781$2,738

21st Century vs. Safe Auto: rates by age

Insurance companies use a driver's age to estimate risk, assigning rates accordingly. Auto insurance is commonly more expensive for teens — thanks to their inexperience — and more affordable for middle-aged drivers. Because every insurance company rates age brackets in a different way, it's wise to compare rates and find great coverage.

As a general rule, teen drivers should choose 21st Century before Safe Auto: 21st Century offers average yearly savings of $3,029, compared to Safe Auto.


RATES BY AGE: Safe Auto VS. 21st Century
Age bracket21st Century avg. annual premiumSafe Auto avg. annual premium
Teens$5,233$8,262
20s$1,795$2,764
30s$1,342$2,764
40s$1,313$2,053
50s$1,244$1,862
60s$1,117$1,707

Affordability aside, 21st Century and Safe Auto both have pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.

Discount Comparison21st CenturySafeAuto
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison21st CenturySafeAuto
Financial Strength ExcellentGood
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A+

A+

Other Products21st CenturySafeAuto
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Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features21st CenturySafeAuto
About21st Century, part of the Farmers Insurance Group, is a leading US insurer of automobiles, dedicated to providing customers with superior coverage and service.At SafeAuto, we strive to provide affordable insurance to every driver, no matter the situation.
Roadside Assistance21st Century customers are automatically enrolled in the 21st Roadside Assistance program at no additional cost. 21st Roadside Assistance provides 24/7 towing, lock-out service and other emergency services, limited to five service calls per vehicle per calendar year. 21st Roadside Assistance coverage is provided for up to $75 ($80 in TX, $100 in NC) in roadside services. Service applies to labor only. Parts (tires, batteries, belts, etc.) and gasoline are not included.Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.
Additional Discounts21st Century offers an additional discount for seniors in select states.Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.
Recent QuestionsCan I group multiple accidents into one claim?

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See More Questions
Compare More21st Century vs. Allied 21st Century vs. Allstate 21st Century vs. American Family 21st Century vs. Amica Mutual Insurance 21st Century vs. Auto Club (AAA) 21st Century vs. Erie 21st Century vs. Esurance 21st Century vs. Farm Bureau Mutual 21st Century vs. Farmers 21st Century vs. Foremost 21st Century vs. GEICO 21st Century vs. Infinity 21st Century vs. Liberty Mutual 21st Century vs. Mercury 21st Century vs. MetLife 21st Century vs. Nationwide 21st Century vs. North Star Mutual 21st Century vs. Progressive 21st Century vs. SAFECO 21st Century vs. State Farm 21st Century vs. The General 21st Century vs. The Hartford 21st Century vs. Titan 21st Century vs. Travelers 21st Century vs. USAASafeAuto vs. Allied SafeAuto vs. Allstate SafeAuto vs. American Family SafeAuto vs. Amica Mutual Insurance SafeAuto vs. Auto Club (AAA) SafeAuto vs. Erie SafeAuto vs. Esurance SafeAuto vs. Farm Bureau Mutual SafeAuto vs. Farmers SafeAuto vs. Foremost SafeAuto vs. GEICO SafeAuto vs. Infinity SafeAuto vs. Liberty Mutual SafeAuto vs. Mercury SafeAuto vs. MetLife SafeAuto vs. Nationwide SafeAuto vs. North Star Mutual SafeAuto vs. Progressive SafeAuto vs. SAFECO SafeAuto vs. State Farm SafeAuto vs. The General SafeAuto vs. The Hartford SafeAuto vs. Titan SafeAuto vs. Travelers SafeAuto vs. USAA
States OfferedCaliforniaArizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia
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21st Century vs Safe Auto

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