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Choosing a car insurance company can be tough: every company's rates differ based on your driving record, age, and location, and insurers offer a variety of perks. Auto Club (AAA) and Allied are two of the nation's top insurance companies, providing competitively priced insurance policies across large swaths of the US.
In an effort to take the sting out of shopping for car insurance, we have gathered average insurance premiums from Allied and Auto Club (AAA). These cover a variety of rating factors, including credit rating, driving history, and age. Compare rates and find an affordable policy today.
If you have extremely bad credit, Allied could be the best option for you. On average, Allied offers cheaper rates than Auto Club (AAA) for prospective clients with credit scores of 579 or less. Drivers with exceptional credit — a score of 800-plus — should lean toward View typical insurance rates by credit level for Allied and Auto Club (AAA) below.
|Credit score||Auto Club (AAA) avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$6,569||$1,483|
|Very Good (740-799)||$3,004||$920|
If you're carrying an at-fault collision, ticket, reckless driving citation, or DUI offense in your rear view mirror, Allied could be a better choice than Auto Club (AAA). Each insurance company enacts rate penalties differently, so always do your due diligence and compare quotes to figure out which insurer suits you.
|Violation||Auto Club (AAA) avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$4,078||$1,662|
|At-fault accident (damage > $1,000)||$4,002||$1,221|
Car insurance companies use age as an estimator of risk, assigning rates accordingly. Insurance is often priciest for beginning and young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every insurance company rates age brackets differently, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Allied over Auto Club (AAA): the former's average annual rates are $6,730 less than the latter's..
|Age tier||Auto Club (AAA) avg. annual premium||Allied avg. annual premium|
Costs aside, there are myriad pros and cons of both Auto Club (AAA) and Allied, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Discount Comparison||Auto Club (AAA)||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Auto Club (AAA)||Allied|
|JD Power Rankings||2 out of 5||3 out of 5|
|Other Products||Auto Club (AAA)||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Auto Club (AAA)||Allied|
|About||Auto Club provides its customers with customizable payment options, competitive rates and excellent features.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||AAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||AAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Does roadside assistance cover people not on your policy|
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|Compare More||Auto Club (AAA) vs. 21st Century Auto Club (AAA) vs. Allstate Auto Club (AAA) vs. American Family Auto Club (AAA) vs. Amica Mutual Insurance Auto Club (AAA) vs. Erie Auto Club (AAA) vs. Esurance Auto Club (AAA) vs. Farm Bureau Mutual Auto Club (AAA) vs. Farmers Auto Club (AAA) vs. Foremost Auto Club (AAA) vs. GEICO Auto Club (AAA) vs. Infinity Auto Club (AAA) vs. Liberty Mutual Auto Club (AAA) vs. Mercury Auto Club (AAA) vs. MetLife Auto Club (AAA) vs. Metromile Auto Club (AAA) vs. Nationwide Auto Club (AAA) vs. North Star Mutual Auto Club (AAA) vs. Progressive Auto Club (AAA) vs. SAFECO Auto Club (AAA) vs. Safe Auto Auto Club (AAA) vs. State Farm Auto Club (AAA) vs. The General Auto Club (AAA) vs. The Hartford Auto Club (AAA) vs. Titan Auto Club (AAA) vs. Travelers Auto Club (AAA) vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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