Choosing a car insurance company can be tough: every company's rates differ based on your driving record, age, and location, and insurers offer a variety of perks. Auto Club (AAA) and Allied are two of the nation's top insurance companies, providing competitively priced insurance policies across large swaths of the US.
In an effort to take the sting out of shopping for car insurance, we have gathered average insurance premiums from Allied and Auto Club (AAA). These cover a variety of rating factors, including credit rating, driving history, and age. Compare rates and find an affordable policy today.
If you have extremely bad credit, Allied could be the best option for you. On average, Allied offers cheaper rates than Auto Club (AAA) for prospective clients with credit scores of 579 or less. Drivers with exceptional credit — a score of 800-plus — should lean toward View typical insurance rates by credit level for Allied and Auto Club (AAA) below.
|Credit score||Auto Club (AAA) avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$6,569||$1,483|
|Very Good (740-799)||$3,004||$920|
If you're carrying an at-fault collision, ticket, reckless driving citation, or DUI offense in your rear view mirror, Allied could be a better choice than Auto Club (AAA). Each insurance company enacts rate penalties differently, so always do your due diligence and compare quotes to figure out which insurer suits you.
|Violation||Auto Club (AAA) avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$4,078||$1,662|
|At-fault accident (damage > $1,000)||$4,002||$1,221|
Car insurance companies use age as an estimator of risk, assigning rates accordingly. Insurance is often priciest for beginning and young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every insurance company rates age brackets differently, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Allied over Auto Club (AAA): the former's average annual rates are $6,730 less than the latter's..
|Age tier||Auto Club (AAA) avg. annual premium||Allied avg. annual premium|
Costs aside, there are myriad pros and cons of both Auto Club (AAA) and Allied, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Discount Comparison||Auto Club (AAA)||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Auto Club (AAA)||Allied|
|JD Power Rankings||2 out of 5||3 out of 5|
|Other Products||Auto Club (AAA)||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Auto Club (AAA)||Allied|
|About||Auto Club provides its customers with customizable payment options, competitive rates and excellent features.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||AAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||AAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Does roadside assistance cover people not on your policy|
Customer service for AAA roadside assistance only versus AAA auto insurance?
How can I get roadside insurance coverage that covers anyone who drives my car? Cover the car, any driver, not ...
What do I do if my vehicle was totaled while parked?
Is someone who has AAA Roadside assistance with AAA as valuable to AAA as someone who has automobile insurance through ...
What steps do I need to take to gift a car to my son in Texas?
My car was totaled while it was parked. I’m with AAA and they’re with Mercury. Mercury is now telling me ...
See More Questions
I am in the process of giving my son a 1999 Lincoln Towncar. What do we need to do to ...
|Will my insurance company cover my vehicle if my cousin was driving my car?|
If I claim my injuries after an accident, will that make my rates higher?
She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well ...
Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?
I rear ended someone this morning and totaled my car. At least it seems so since the airbags went off. ...
How much do car insurance rates go up after a DUI?
I sold my car to get more money than I would on trade-in value, but the check from the buyer...
See More Questions
My friend just got charged with a DUI and has to pay thousands of dollars in fines. In addition to...
|Compare More||Auto Club (AAA) vs. 21st Century Auto Club (AAA) vs. Allstate Auto Club (AAA) vs. American Family Auto Club (AAA) vs. Amica Mutual Insurance Auto Club (AAA) vs. Erie Auto Club (AAA) vs. Esurance Auto Club (AAA) vs. Farm Bureau Mutual Auto Club (AAA) vs. Farmers Auto Club (AAA) vs. Foremost Auto Club (AAA) vs. GEICO Auto Club (AAA) vs. Infinity Auto Club (AAA) vs. Liberty Mutual Auto Club (AAA) vs. Mercury Auto Club (AAA) vs. MetLife Auto Club (AAA) vs. Metromile Auto Club (AAA) vs. Nationwide Auto Club (AAA) vs. North Star Mutual Auto Club (AAA) vs. Progressive Auto Club (AAA) vs. SAFECO Auto Club (AAA) vs. SafeAuto Auto Club (AAA) vs. State Farm Auto Club (AAA) vs. The General Auto Club (AAA) vs. The Hartford Auto Club (AAA) vs. Titan Auto Club (AAA) vs. Travelers Auto Club (AAA) vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. SafeAuto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
“What you don’t know can’t hurt you…” … is an entirely false statement in the world of auto insurance. Car...
Today The Zebra announced that we closed a record-breaking $40 million Series B funding round, led by Accel Partners. As...
Insurance technology (also known as InsurTech or InsureTech) is en vogue. Whether it’s a new model of underwriting or new...
As driverless vehicles become less a futuristic dream and more a reality, our current system – which is obviously based...
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...
Car insurance companies may occasionally cancel policies if customers fail to pay the premium, commit insurance fraud, make unapproved modifications that change the...
Far from a victimless crime perpetuated against bloated corporations, insurance fraud reaches into the lives of everyday citizens. It costs the industry...
In the U.S., drivers are legally required to carry auto insurance. (Even in New Hampshire, the only state where drivers...
Rate increase? Click to find the cheapest rates on car insurance → Lower gas prices = more road traffic...
By Alyssa Connolly, The Zebra We have exciting news on The Zebra front! Today we announced that we closed $17...
In the week following October 10, a story of law enforcement cracking down on a drunk driver spread quickly across...
The defining characteristics of the 80 million young people currently between the ages 18 and 34 has been much debated....
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....
Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....
A traffic ticket of any kind is bad enough—the extra money, the time spent in traffic court or diversion, the...
Anyone who’s ever searched for an auto insurance company knows by the questions they’re asked—plentiful and at times personal—that a...
If you haven’t had a car accident or made an insurance claim recently, you probably only think about your car...
You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...