Picking a car insurance company can be tough: companies' rates vary based on your driving history, location, and age, and every company's discounts vary. Auto Club (AAA) and Infinity are two of America's most popular insurance companies, providing competitively priced policies in most US states.
In an effort to simplify the comparison process, we gathered average insurance premiums from Infinity and Auto Club (AAA). These rates cover a number of rating factors, chief among which are credit score, driving history, and age. Check out the below rates and find the right policy for you.
If you have very poor credit, Auto Club (AAA) could be the best option for you. On average, Auto Club (AAA) offers more affordable rates than Infinity for drivers with credit scores of less than 580. Those with outstanding credit — a score of 800-plus — should lean toward Auto Club (AAA), which typically beats Infinity by $1,067 per year. View typical insurance rates by credit score for Infinity and Auto Club (AAA) below.
|Credit level||Auto Club (AAA) avg. annual premium||Infinity avg. annual premium|
|Very Poor (300-579)||$6,569||$7,847|
|Very Good (740-799)||$3,004||$4,045|
If you're dealing with an at-fault accident, ticket, reckless driving citation, or DUI offense in your recent history, Auto Club (AAA) could be a better choice than Infinity. Every insurer will handle driving offenses differently, so don't hesitate to shop around to understand which insurance company suits you.
|Citation||Auto Club (AAA) avg. annual premium||Infinity avg. annual premium|
|At-fault accident (damage < $1,000)||$4,078||$5,774|
|At-fault accident (damage > $1,000)||$4,002||$4,487|
Insurance companies use age as an estimator of risk, assigning rates on a sliding scale. Insurance is often expensive for teens — because of their inexperience — and relatively affordable for middle-aged drivers. Since each insurance company evaluates age brackets uniquely, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose Auto Club (AAA) before Infinity: Auto Club (AAA) offers average yearly savings of $6,035 versusInfinity.
|Age||Auto Club (AAA) avg. annual premium||Infinity avg. annual premium|
Aside from finances, Auto Club (AAA) and Infinity come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Auto Club (AAA)||Infinity|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Auto Club (AAA)||Infinity|
|JD Power Rankings||2 out of 5||Not Rated out of 5|
|Other Products||Auto Club (AAA)||Infinity|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Auto Club (AAA)||Infinity|
|About||Auto Club provides its customers with customizable payment options, competitive rates and excellent features.||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.|
|Roadside Assistance||AAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.|
|Additional Discounts||AAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.||Infinity offers an additional discount in most states for registering your policy account profile online.|
|Recent Questions||Does roadside assistance cover people not on your policy|
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|Compare More||Auto Club (AAA) vs. 21st Century Auto Club (AAA) vs. Allied Auto Club (AAA) vs. Allstate Auto Club (AAA) vs. American Family Auto Club (AAA) vs. Amica Mutual Insurance Auto Club (AAA) vs. Erie Auto Club (AAA) vs. Esurance Auto Club (AAA) vs. Farm Bureau Mutual Auto Club (AAA) vs. Farmers Auto Club (AAA) vs. Foremost Auto Club (AAA) vs. GEICO Auto Club (AAA) vs. Liberty Mutual Auto Club (AAA) vs. Mercury Auto Club (AAA) vs. MetLife Auto Club (AAA) vs. Metromile Auto Club (AAA) vs. Nationwide Auto Club (AAA) vs. North Star Mutual Auto Club (AAA) vs. Progressive Auto Club (AAA) vs. SAFECO Auto Club (AAA) vs. Safe Auto Auto Club (AAA) vs. State Farm Auto Club (AAA) vs. The General Auto Club (AAA) vs. The Hartford Auto Club (AAA) vs. Titan Auto Club (AAA) vs. Travelers Auto Club (AAA) vs. USAA||Infinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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