Auto Club (AAA) vs Infinity Car Insurance

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Auto Club (AAA) or Infinity:
Which Company is Best for You?

Picking a car insurance company can be tough: companies' rates vary based on your driving history, location, and age, and every company's discounts vary. Auto Club (AAA) and Infinity are two of America's most popular insurance companies, providing competitively priced policies in most US states.

In an effort to simplify the comparison process, we gathered average insurance premiums from Infinity and Auto Club (AAA). These rates cover a number of rating factors, chief among which are credit score, driving history, and age. Check out the below rates and find the right policy for you.

 

Auto Club (AAA) vs. Infinity: rate comparison

 

Auto Club (AAA) vs. Infinity: prices by credit level

If you have very poor credit, Auto Club (AAA) could be the best option for you. On average, Auto Club (AAA) offers more affordable rates than Infinity for drivers with credit scores of less than 580. Those with outstanding credit — a score of 800-plus — should lean toward Auto Club (AAA), which typically beats Infinity by $1,067 per year. View typical insurance rates by credit score for Infinity and Auto Club (AAA) below.

 

COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: Infinity VS. Auto Club (AAA)
Credit levelAuto Club (AAA) avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$6,569$7,847
Fair (580-669)$4,023$4,862
Good (670-739)$3,723$3,955
Very Good (740-799)$3,004$4,045
Exceptional (800-850)$2,814$3,881

 

Auto Club (AAA) vs. Infinity: costs for high-risk drivers

If you're dealing with an at-fault accident, ticket, reckless driving citation, or DUI offense in your recent history, Auto Club (AAA) could be a better choice than Infinity. Every insurer will handle driving offenses differently, so don't hesitate to shop around to understand which insurance company suits you.

 

HIGH-RISK INSURANCE RATE COMPARISON: Infinity VS. Auto Club (AAA)
CitationAuto Club (AAA) avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$4,078$5,774
At-fault accident (damage > $1,000)$4,002$4,487
DUI/DWI$5,530$6,124
Reckless driving$5,530$6,124
Speeding ticket$4,078$4,174

 

Auto Club (AAA) vs. Infinity: rates by age bracket

Insurance companies use age as an estimator of risk, assigning rates on a sliding scale. Insurance is often expensive for teens — because of their inexperience — and relatively affordable for middle-aged drivers. Since each insurance company evaluates age brackets uniquely, it's smart to shop around and find a great rate.

As a general rule, teen drivers should choose Auto Club (AAA) before Infinity: Auto Club (AAA) offers average yearly savings of $6,035 versusInfinity.

 

COMPARING AUTO INSURANCE RATES BY AGE: Infinity VS. Auto Club (AAA)
AgeAuto Club (AAA) avg. annual premiumInfinity avg. annual premium
Teens$10,256$16,291
20s$4,644$5,588
30s$3,248$5,588
40s$3,195$4,077
50s$3,083$3,716
60s$2,887$3,365

 

Aside from finances, Auto Club (AAA) and Infinity come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.

Discount ComparisonAuto Club (AAA)Infinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonAuto Club (AAA)Infinity
Financial Strength GoodExcellent
JD Power Rankings
2 out of 5
Not Rated out of 5
User Satisfaction

N/A

A+

Other ProductsAuto Club (AAA)Infinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesAuto Club (AAA)Infinity
AboutAuto Club provides its customers with customizable payment options, competitive rates and excellent features.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceAAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsAAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsDoes roadside assistance cover people not on your policy

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Compare MoreAuto Club (AAA) vs. 21st Century Auto Club (AAA) vs. Allied Auto Club (AAA) vs. Allstate Auto Club (AAA) vs. American Family Auto Club (AAA) vs. Amica Mutual Insurance Auto Club (AAA) vs. Erie Auto Club (AAA) vs. Esurance Auto Club (AAA) vs. Farm Bureau Mutual Auto Club (AAA) vs. Farmers Auto Club (AAA) vs. Foremost Auto Club (AAA) vs. GEICO Auto Club (AAA) vs. Liberty Mutual Auto Club (AAA) vs. Mercury Auto Club (AAA) vs. MetLife Auto Club (AAA) vs. Metromile Auto Club (AAA) vs. Nationwide Auto Club (AAA) vs. North Star Mutual Auto Club (AAA) vs. Progressive Auto Club (AAA) vs. SAFECO Auto Club (AAA) vs. SafeAuto Auto Club (AAA) vs. State Farm Auto Club (AAA) vs. The General Auto Club (AAA) vs. The Hartford Auto Club (AAA) vs. Titan Auto Club (AAA) vs. Travelers Auto Club (AAA) vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. SafeAuto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Auto Club (AAA) vs Infinity

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