Auto Club (AAA) vs The General Car Insurance

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Auto Club (AAA) or The General:
Which Company is Best for You?

Auto Club (AAA) and The General are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Auto Club (AAA) was founded in 1902, while The General was founded in 1963. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
Discount ComparisonAuto Club (AAA)The General
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonAuto Club (AAA)The General
Financial Strength GoodExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon 0% filled Star icon
2 out of 5
Not Rated
User Satisfaction

N/A

A+

Other ProductsAuto Club (AAA)The General
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesAuto Club (AAA)The General
AboutAuto Club provides its customers with customizable payment options, competitive rates and excellent features.The General offers great rates on auto insurance to all types of drivers. Whether you have great driving record, had a gap in coverage, or been in an accident, we have a rate for you!
Roadside AssistanceAAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.The General provides optional Towing and Labor coverage in select states to pay for the cost of towing your car if it becomes disabled. Comprehensive and collision coverage is a prerequisite for purchase. The General also offers a Roadside Assistance plan that is administered by Nation Safe Drivers (NSD). This optional program provides 24-hour assistance for towing and other emergency services.
Additional DiscountsAAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.None Available
Recent QuestionsCan I bundle my renters and new car insurance?
We have several companies that will be able to fit your needs. At this time, we do not quote renters insurance on our site but we can quote you with our agency.
Does roadside assistance cover people not on your policy
I haven't heard of a roadside assistance program that doesn't extend to anyone using the vehicle that has been given permission to do so. While most companies prefer any driver using the vehicle to be listed on the policy, they do have previsions in the policy that extend to infrequent users.
Customer service for AAA roadside assistance only versus AAA auto insurance?
Insurance companies are regulated at a state commissioner level and in theory are supposed to be neutral. But, it's hard to say for sure any being is entirely neutral.
What do I do if my vehicle was totaled while parked?
I would definitely involve your insurance company and let them know about the situation. The other driver's insurance company should be paying for your damage up to the limit of that policy, but if it doesn't cover everything then your current company should be able to help cover the rest.
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Does hitting a fixed object cause my premium to rise?
This type of claim would be considered a collision claim, which usually causes your premium to rise. In New Jersey, at-fault collision claims caused premiums to rise by an average of $1200.
Why do I have to keep insurance on my old car if I'm not using it?
It really has more to do with the fact that you still have the vehicle registered in your name. New Jersey monitors whether or not vehicles registered in the state are also insured.
Why did The General cancel my car insurance?
Insurance companies in many states have up to 60 days from the start date to cancel a policy without providing a reason for doing so. In most cases, this has to do with some sort of potential fraud or an inaccuracy on your application.
Is car insurance mandatory in New Jersey if a person no longer uses their car to drive?
Here is a link a post that should answer your question. In New Jersey, you aren't required to maintain insurance coverage on a vehicle you are no longer driving, but the tags for your vehicle will need to be returned to the state.
See More Questions
Compare MoreAuto Club (AAA) vs. 21st Century Auto Club (AAA) vs. Allied Auto Club (AAA) vs. Allstate Auto Club (AAA) vs. American Family Auto Club (AAA) vs. Amica Mutual Insurance Auto Club (AAA) vs. Erie Auto Club (AAA) vs. Esurance Auto Club (AAA) vs. Farm Bureau Mutual Auto Club (AAA) vs. Farmers Auto Club (AAA) vs. Foremost Auto Club (AAA) vs. GEICO Auto Club (AAA) vs. Infinity Auto Club (AAA) vs. Liberty Mutual Auto Club (AAA) vs. Mercury Auto Club (AAA) vs. MetLife Auto Club (AAA) vs. Metromile Auto Club (AAA) vs. Nationwide Auto Club (AAA) vs. North Star Mutual Auto Club (AAA) vs. Progressive Auto Club (AAA) vs. Safe Auto Auto Club (AAA) vs. Safeco Auto Club (AAA) vs. State Farm Auto Club (AAA) vs. The Hartford Auto Club (AAA) vs. Titan Auto Club (AAA) vs. Travelers Auto Club (AAA) vs. USAAThe General vs. 21st Century The General vs. Allied The General vs. Allstate The General vs. American Family The General vs. Amica Mutual Insurance The General vs. Erie The General vs. Esurance The General vs. Farmers The General vs. Foremost The General vs. GEICO The General vs. Infinity The General vs. Liberty Mutual The General vs. Mercury The General vs. MetLife The General vs. Nationwide The General vs. Progressive The General vs. Safe Auto The General vs. Safeco The General vs. State Farm The General vs. The Hartford The General vs. Titan The General vs. Travelers The General vs. USAA
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Auto Club (AAA) vs The General

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