Akron Car Insurance

The Zebra
May 30, 2018

Car Insurance in Akron

It is known that Ohio has inexpensive premiums, as its mean rate is 27% less than the national average. While premiums in in Akron are relatively low as well, it is still important to save while insuring a vehicle. Going over some tips below about how to save on Akron car insurance can save you money.

  • City Average: $1,144
  • State Average: $1,037
  • National Average: $1,427

Akron Car Insurance by Gender and Marital Status

Car insurance premiums in Akron vary depending on your marital status and gender. However, premiums are barely more pricey for women than for men. Women normally pay $13 more than men each year for insurance. Rates for those who are widowed are slightly cheaper than rates for those who are single. Being married can save you close to 4% per year compared to being single.

  • Female: $1,157
  • Male: $1,144
  • Single: $1,144
  • Married: $1,094
  • Divorced: $1,144
  • Widowed: $1,135

Akron Car Insurance by Credit Rating

For individuals with Very Poor credit (300-579), as opposed to Exceptional credit (800-850), car insurance premiums more than double. The most significant benefit of better credit comes from boosting from Very Poor (300-579) to Fair (580-669), by which drivers can save an average of $238 per year.

  • Very Poor: $2,140
  • Fair: $1,755
  • Good: $1,468
  • Very Good: $1,210
  • Exceptional: $972
    • Akron Car Insurance by Accident or Violation History

      Do you realize the impact an accident or violation can have on your car insurance premiums? Normally, a DUI in Akron will cost you 70% more in car insurance premiums versus the city average of $1,144. Reckless driving will also bump your rates up, with average rates of $1,782, which are 56% higher than the city average! No one plans on getting into an accident, but stuff happens, so be aware of what can happen to your rates following one. If you are found at-fault in an accident in Akron, you can expect your yearly car insurance payments to increase by $623.

      • DUI: $1,948
      • Reckless Driving: $1,782
      • At-fault Accident (damages less than $1000): $1,767
      • At-fault Accident (damages greater than $2000): $1,767
      • Speeding Ticket (16-20 mph over speed limit): $1,372

      Akron Car Insurance by Age

      With payments of $4,529 on average, teenage drivers are the ones who pay the most in car insurance premiums. Looking across all age groups, drivers in their 50s have the smallest payments. Their rates generally average $998/year. People in their 60s ($1,028) also have relatively low premiums. Drivers in Akron see the greatest reduction in premiums when they hit their 20s, as they pay an average of 64% less after moving out of the teenage age bracket. Car insurance premiums in Akron continue to trend downward up until drivers turn 60.

      • Teenagers: $4,529
      • 20s: $1,641
      • 30s: $1,128
      • 40s: $1,091
      • 50s: $998
      • 60s: $1,028
      • 70s: $1,266

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