Car Insurance for Good Drivers in Alaska

The Zebra
July 15, 2019

Car insurance for low-risk drivers in Alaska

Some of the factors that contribute to your car insurance rates lie beyond your control: your age, location, and gender are typical rating factors over which you don’t have much say. But there are a few factors you can control if you're looking for affordable rates.

If you want to minimize your insurance expenditure, try to keep your driving history clean, your credit score solid, and your monthly mileage low. Car insurance companies are willing to provide price breaks to low-risk drivers. Exhibiting as little risk as possible behind the wheel can lead to lower rates.

Looking for car insurance as a low-risk driver in Alaska? Get started by checking out some sample rates below!

Car insurance rates for drivers with no citations in Alaska

One of the easiest ways to pay less for auto insurance is to maintain a good driving record. Car insurance companies view good drivers as less risky customers and assign them more affordable rates. If you remain on the right side of the law, you could enjoy lower car insurance rates.

If you're citation-free, start your insurance comparison journey with USAA, offering an average annual premium of $887. That comes out to $311less than the average car insurance rate for drivers without driving violations in Alaska.

CHEAP AUTO INSURANCE COMPANIES FOR DRIVERS WITHOUT VIOLATIONS IN ALASKA
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$887
State Farm$1,091
Umialik Insurance$1,172
Progressive$1,459
GEICO$1,792
Allstate$2,521
Ameriprise Group$919
Farm Bureau Mutual (IA Group)$1,221

Car insurance rates for drivers with high credit scores in Alaska

Insurers reward clients who maintain a solid credit history. If you have a credit score in the good, very good, or excellent tiers, you could receive a price cut on your auto insurance premium.

If your credit score sits within the "good" tier, your top option for car insurance in Alaska could be USAA, offering an average annual rate of $887. If your credit score is even better (in the "excellent" range), USAA might be a smart place to start your search. USAA's rates for drivers with "excellent" credit average are $258 per year cheaper than average rates for drivers with excellent credit in Alaska.

Find below a breakdown of auto insurance rates in Alaska for drivers with good, very good, and excellent credit scores.

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH GOOD CREDIT IN ALASKA
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$887
State Farm$1,091
Umialik Insurance$1,172
Progressive$1,459
GEICO$1,792
Allstate$2,521
Ameriprise Group$919
Farm Bureau Mutual (IA Group)$1,221

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH VERY GOOD CREDIT IN ALASKA
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$842
State Farm$983
Umialik Insurance$1,102
Progressive$1,337
GEICO$1,706
Allstate$2,506

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH EXCELLENT CREDIT IN ALASKA
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$786
State Farm$885
Umialik Insurance$998
Progressive$1,167
GEICO$1,706
Allstate$2,427

Compare rates from top companies!

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Car insurance for low-mileage drivers in Alaska

The fewer miles you drive, the less likely you are to file an insurance claim. That’s the logic auto insurance companies rely on when assigning lower rates to drivers who use their cars infrequently. If you stay within the threshold of 7,500 miles per year or fewer, you could save money on car insurance. Just how much you save by reducing your mileage depends on your insurance company’s pricing practices.

If you're an Alaska driver who drives less than 7,500 miles per year, consider USAA, offering average annual savings of $433 for low-mileage customers.

AFFORDABLE CAR INSURANCE COMPANIES FOR LOW-MILEAGE DRIVERS (<7,500 MILES/YEAR) IN ALASKA
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$765
State Farm$995
Umialik Insurance$1,172
Progressive$1,459
GEICO$1,594
Allstate$2,397

Start your search today — compare rates now!

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Rates for good drivers in Alaska — by city

Auto insurance rates don't depend only on the state in which a driver resides — their city matters, too. Insurance companies price policies by the driver’s home ZIP code, adjusting prices for the risk presented by specific locations.

Find below a summary of car insurance rates for drivers with positive rating factors in five of the most populous cities in each US state.

CityAvg. Rate — No IncidentsAvg. Rate — Good CreditAvg. Rate — Very Good CreditAvg. Rate — Excellent CreditAvg. Rate — Low Mileage
Sitka$1,251$1,251$1,186$1,115$1,087
Juneau$1,256$1,256$1,190$1,120$1,080
College$1,607$1,607$1,527$1,437$1,391
Fairbanks$1,628$1,628$1,546$1,454$1,419
Anchorage$1,715$1,715$1,622$1,517$1,524

Find an affordable policy today!

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