Alexandria Car Insurance

The Zebra
May 30, 2018

Car Insurance in Alexandria

Premiums in Virginia, which fall below the national average by 37%, are known for being inexpensive. While premiums in the city are relatively low as well, it is still crucial to save while insuring a vehicle in Alexandria. Who doesn't like to save money? Check out some methods to save on car insurance in Alexandria.

  • City Average: $999
  • State Average: $901
  • National Average: $1,427

Alexandria Car Insurance by Age

Teenage drivers are the ones who pay the most in car insurance premiums, with average payments of $3,813. When Alexandria drivers hit their 20s, therefore moving out of the teenage age range, they pay 63% less in premiums. It is the largest gap between any age group. Rates continue to trend downward up until drivers turn 60. When looking across all age groups, drivers in their 50s have the smallest rates. Their rates generally average $861 per year.

  • Teenagers: $3,813
  • 20s: $1,399
  • 30s: $979
  • 40s: $938
  • 50s: $861
  • 60s: $908
  • 70s: $1,184

Alexandria Car Insurance by Gender and Marital Status

Pricing for car insurance premiums in Alexandria is determined by a variety of considerations, including gender and marital status. In your city, marital status actually has a substantial impact on premiums. You spend close to 11% more per year if you're single as opposed to married. Rates for those who are widowed are also way cheaper than rates for those who are single. Females have premiums that are more pricey than those for males, but not by much.

  • Female: $1,006
  • Male: $999
  • Single: $999
  • Married: $898
  • Divorced: $999
  • Widowed: $941

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Alexandria Car Insurance by Credit Rating

Drivers with Very Poor credit (300-579) generally pay almost twice as much each year on premiums than those with Exceptional credit (800-850). Moving from Very Poor (300-579) to Fair (580-669) hands over the most significant decrease in premiums to drivers, as they save nearly $313 per year.

  • Very Poor: $1,787
  • Fair: $1,474
  • Good: $1,236
  • Very Good: $1,047
  • Exceptional: $918

Alexandria Car Insurance by Accident or Violation History

Prior accidents and violations can cost you in terms of premiums. For those in Alexandria with at-fault accidents, $539 is the increase that can be expected to annual insurance premiums. Drivers with a DUI in Alexandria have rates that exceed the city average of $999 by 45%. Reckless driving will also push your premiums up, with typical rates of $1,759. That is 76% higher than the city average!

  • DUI: $1,449
  • Reckless Driving: $1,759
  • At-fault Accident (damages less than $1000): $1,538
  • At-fault Accident (damages greater than $2000): $1,538
  • Speeding Ticket (16-20 mph over speed limit): $1,194