Deciding on a car insurance company can be difficult: companies' rates vary by driving history, age, and location, and companies offer an array of perks. Allstate and Allied are two of America's most popular car insurance companies, offering competitively priced policies in most US states.
In an effort to simplify the process of comparing insurance companies, we've pulled average insurance premiums from Allied and Allstate. The below rates cover myriad pricing components, including credit quality, driving record, and age. Compare rates and find the perfect policy for you.
If you have extremely bad credit, Allied could be the way to go. On average, Allied offers cheaper premiums than Allstate for drivers with credit scores of lower than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should lean toward View typical insurance rates by credit tier for Allied and Allstate below.
|Credit score||Allstate avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$3,117||$1,483|
|Very Good (740-799)||$1,820||$920|
If you are carrying an at-fault crash, speeding ticket, reckless driving violation, or DUI on your driving record, Allied could be a better choice than Allstate. Every insurance company has different post-violation pricing structures, so don't hesitate to shop around to figure out which insurance company suits you.
|Infraction||Allstate avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$3,006||$1,662|
|At-fault accident (damage > $1,000)||$2,290||$1,221|
Insurance companies rely on age to outline potential risk, pricing premiums accordingly. An auto insurance policy is typically more expensive for young drivers — because of their inexperience — and more affordable for drivers aged 25 or older. Because every auto insurance company evaluates ages in a different way, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Allied before Allstate: the former's average annual rates are $2,916 less than the latter's..
|Age||Allstate avg. annual premium||Allied avg. annual premium|
Costs aside, Allstate and Allied both have pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to shop around before settling on an option.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Allstate gives quality protection at a great price, complete with personal attention and service you need to choose coverage that makes the most sense for you.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Every Allstate customer has access to Allstate's 24/7 Roadside network with no annual fee. This pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $99 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). For prepaid options, you may choose Allstate Motor Club for full coverage or elect to add Towing & Labor Coverage to your auto policy.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Can I still be on my parent’s car insurance?|
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|Will my insurance company cover my vehicle if my cousin was driving my car?|
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Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?
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|Compare More||Allstate vs. 21st Century Allstate vs. American Family Allstate vs. Amica Mutual Insurance Allstate vs. Auto Club (AAA) Allstate vs. Erie Allstate vs. Esurance Allstate vs. Farmers Allstate vs. Foremost Allstate vs. GEICO Allstate vs. Infinity Allstate vs. Liberty Mutual Allstate vs. Mercury Allstate vs. MetLife Allstate vs. Nationwide Allstate vs. Progressive Allstate vs. Root Allstate vs. SAFECO Allstate vs. Safe Auto Allstate vs. State Farm Allstate vs. The General Allstate vs. The Hartford Allstate vs. Titan Allstate vs. Travelers Allstate vs. USAA||Allied vs. 21st Century Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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