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Selecting a car insurance company is difficult: rates fluctuate based on your driving record, age, and location, and insurers offer a variety of perks. Allstate and Erie are among the top auto insurance companies, providing competitively priced insurance policies in most regions.
To simplify the insurance-shopping process, we've pulled average premiums from Erie and Allstate. The below rates cover an array of rating factors, including credit quality, driving history, and age. Examine these figures and find your next car insurance policy today.
If you have very bad credit, Erie could be preferable to Allstate. Typically, Erie offers better prices than Allstate for drivers with credit scores of 579 or less. Drivers with exceptional credit — a score of 800 or higher — should lean toward View average insurance rates by credit score for Erie and Allstate below.
|Credit score||Allstate avg. annual premium||Erie avg. annual premium|
|Very Poor (300-579)||$3,117||$2,402|
|Very Good (740-799)||$1,820||$743|
If you have an at-fault accident, speeding ticket, reckless driving citation, or DUI on your résumé, Erie could be a better choice than Allstate. Each insurance company prices its policies differently, so don't hesitate to shop around to understand which insurance company suits you.
|Infraction||Allstate avg. annual premium||Erie avg. annual premium|
|At-fault accident (damage < $1,000)||$3,006||$893|
|At-fault accident (damage > $1,000)||$2,290||$772|
Insurance companies use age to outline risk potential, assigning rates accordingly. A car insurance policy is usually more expensive for teen drivers — because of their inexperience — and most affordable for middle-aged drivers. Because every insurance company evaluates age brackets in a different way, it's a smart move to shop around.
As a general rule, teen drivers should choose Erie instead of Allstate: the former's average annual rates are $4,204 less than the latter's..
|Age||Allstate avg. annual premium||Erie avg. annual premium|
Finances aside, Allstate and Erie come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to weigh these elements before deciding.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||5 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Allstate gives quality protection at a great price, complete with personal attention and service you need to choose coverage that makes the most sense for you.||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.|
|Roadside Assistance||Every Allstate customer has access to Allstate's 24/7 Roadside network with no annual fee. This pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $99 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). For prepaid options, you may choose Allstate Motor Club for full coverage or elect to add Towing & Labor Coverage to your auto policy.||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.|
|Additional Discounts||Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.|
|Recent Questions||Do I have to list my spouse as a driver?|
Can I still be on my parent’s car insurance?
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|Will Erie reinstate my policy after non-payment?|
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How long can an insurance company wait to pay out your claim?
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If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
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|Compare More||Allstate vs. 21st Century Allstate vs. Allied Allstate vs. American Family Allstate vs. Amica Mutual Insurance Allstate vs. Auto Club (AAA) Allstate vs. Esurance Allstate vs. Farm Bureau Mutual Allstate vs. Farmers Allstate vs. Foremost Allstate vs. GEICO Allstate vs. Infinity Allstate vs. Liberty Mutual Allstate vs. Mercury Allstate vs. MetLife Allstate vs. Nationwide Allstate vs. North Star Mutual Allstate vs. Progressive Allstate vs. Root Allstate vs. SAFECO Allstate vs. SafeAuto Allstate vs. State Farm Allstate vs. The General Allstate vs. The Hartford Allstate vs. Titan Allstate vs. Travelers Allstate vs. USAA||Erie vs. 21st Century Erie vs. Allied Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farm Bureau Mutual Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. North Star Mutual Erie vs. Progressive Erie vs. SAFECO Erie vs. SafeAuto Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia|
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