Selecting a car insurance company is difficult: rates fluctuate based on your driving record, age, and location, and insurers offer a variety of perks. Allstate and Erie are among the top auto insurance companies, providing competitively priced insurance policies in most regions.
To simplify the insurance-shopping process, we've pulled average premiums from Erie and Allstate. The below rates cover an array of rating factors, including credit quality, driving history, and age. Examine these figures and find your next car insurance policy today.
If you have very bad credit, Erie could be preferable to Allstate. Typically, Erie offers better prices than Allstate for drivers with credit scores of 579 or less. Drivers with exceptional credit — a score of 800 or higher — should lean toward View average insurance rates by credit score for Erie and Allstate below.
|Credit score||Allstate avg. annual premium||Erie avg. annual premium|
|Very Poor (300-579)||$3,117||$2,402|
|Very Good (740-799)||$1,820||$743|
If you have an at-fault accident, speeding ticket, reckless driving citation, or DUI on your résumé, Erie could be a better choice than Allstate. Each insurance company prices its policies differently, so don't hesitate to shop around to understand which insurance company suits you.
|Infraction||Allstate avg. annual premium||Erie avg. annual premium|
|At-fault accident (damage < $1,000)||$3,006||$893|
|At-fault accident (damage > $1,000)||$2,290||$772|
Insurance companies use age to outline risk potential, assigning rates accordingly. A car insurance policy is usually more expensive for teen drivers — because of their inexperience — and most affordable for middle-aged drivers. Because every insurance company evaluates age brackets in a different way, it's a smart move to shop around.
As a general rule, teen drivers should choose Erie instead of Allstate: the former's average annual rates are $4,204 less than the latter's..
|Age||Allstate avg. annual premium||Erie avg. annual premium|
Finances aside, Allstate and Erie come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to weigh these elements before deciding.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||5 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Allstate gives quality protection at a great price, complete with personal attention and service you need to choose coverage that makes the most sense for you.||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.|
|Roadside Assistance||Every Allstate customer has access to Allstate's 24/7 Roadside network with no annual fee. This pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $99 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). For prepaid options, you may choose Allstate Motor Club for full coverage or elect to add Towing & Labor Coverage to your auto policy.||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.|
|Additional Discounts||Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.|
|Recent Questions||Can I still be on my parent’s car insurance?|
An automated security gate hit my door, should I file a claim or get them to pay for the damages?
If I am renting an apartment can I still be on my parents car insurance? I am 22 years old ...
Can an insurance company force add me to a policy even if I do not drive?
There was a parking spot near where the gate extends to and I parked too close. When the door opened, ...
Can a claim be denied if I have scheduled personal property coverage for a home where I’m no longer living?
My senior parents have full coverage on their car and have been with their insurance company, Allstate, for several years ...
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I’ve had my homeowners insurance with Allstate for the last 20 years that covers several properties I own in Texas ...
|Will Erie reinstate my policy after non-payment?|
I was injured in a car accident two months ago, can I still file a claim?
I have had Erie for 31 years..2 home owners and also auto...
How long can an insurance company wait to pay out your claim?
I was rear ended and didn’t go to the hospital. That was two months ago. Now I can barely walk. ...
If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
In Virginia, is there a time limit on how long after a car accident an insurance company can wait to ...
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Someone dented the hood of my car by standing on it. I got a repair estimate of $500 and the ...
|Compare More||Allstate vs. 21st Century Allstate vs. Allied Allstate vs. American Family Allstate vs. Amica Mutual Insurance Allstate vs. Auto Club (AAA) Allstate vs. Esurance Allstate vs. Farmers Allstate vs. Foremost Allstate vs. GEICO Allstate vs. Infinity Allstate vs. Liberty Mutual Allstate vs. Mercury Allstate vs. MetLife Allstate vs. Nationwide Allstate vs. Progressive Allstate vs. Root Allstate vs. SAFECO Allstate vs. Safe Auto Allstate vs. State Farm Allstate vs. The General Allstate vs. The Hartford Allstate vs. Titan Allstate vs. Travelers Allstate vs. USAA||Erie vs. 21st Century Erie vs. Allied Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. Progressive Erie vs. SAFECO Erie vs. Safe Auto Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia|
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