Allstate vs Infinity Car Insurance

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Allstate or Infinity:
Which Company is Best for You?

Picking a car insurance company is difficult: rates fluctuate based on your driving history, location, and age, and every company's discounts differ. Allstate and Infinity are two of the US' most popular insurance companies, offering competitively priced policies in most US states.

To help make insurance shopping seamless, we've gathered average insurance rates from Infinity and Allstate. The below rates cover myriad rating factors, including credit score, driving infractions, and age. Take a look at these rates and find your next car insurance policy today.

 

Allstate vs. Infinity: premium comparison

 

Allstate vs. Infinity: rates by credit level

If you have very poor credit, Allstate could be the way to go. Typically, Allstate offers cheaper prices than Infinity for drivers with credit scores of lower than 580. Insurance shoppers with outstanding credit — a score of 800-plus — should lean toward Allstate, which typically beats Infinity by $2,138 annually. View common insurance costs by credit score for Infinity and Allstate below.

 

COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: Infinity VS. Allstate
Credit scoreAllstate avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$3,117$7,847
Fair (580-669)$2,162$4,862
Good (670-739)$2,021$3,955
Very Good (740-799)$1,820$4,045
Exceptional (800-850)$1,743$3,881

 

Allstate vs. Infinity: high-risk insurance rate comparison

If you're dealing with an at-fault accident, speeding ticket, reckless driving citation, or DUI on your record, Allstate could be a better choice than Infinity. Every car insurance company enacts rate penalties differently, so it's worth comparing quotes to find out which insurer is best for you.

 

RATES BY CITATION: Infinity VS. Allstate
InfractionAllstate avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$3,006$5,774
At-fault accident (damage > $1,000)$2,290$4,487
DUI/DWI$3,637$6,124
Reckless driving$3,388$6,124
Speeding ticket$2,256$4,174

 

Allstate vs. Infinity: rates by age bracket

Insurance companies use age to indicate risk, pricing premiums accordingly. Auto insurance is usually more expensive for beginning and young drivers — thanks to their inexperience — and most affordable for drivers aged 25 or older. Because every insurance company evaluates age tiers in a different way, it's wise to compare rates and find a suitable policy.

As a general rule, teen drivers should choose Allstate instead of Infinity: Allstate offers average yearly savings of $9,849, compared to Infinity.

 

RATES BY AGE BRACKET: Infinity VS. Allstate
Age bracketAllstate avg. annual premiumInfinity avg. annual premium
Teens$6,442$16,291
20s$2,636$5,588
30s$1,920$5,588
40s$1,912$4,077
50s$1,893$3,716
60s$1,768$3,365

 

Finances aside, there are myriad pros and cons of both Allstate and Infinity, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.

Discount ComparisonAllstateInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonAllstateInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
3 out of 5
Not Rated out of 5
User Satisfaction

A+

A+

Other ProductsAllstateInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesAllstateInfinity
AboutAllstate gives quality protection at a great price, complete with personal attention and service you need to choose coverage that makes the most sense for you.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceEvery Allstate customer has access to Allstate's 24/7 Roadside network with no annual fee. This pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $99 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). For prepaid options, you may choose Allstate Motor Club for full coverage or elect to add Towing & Labor Coverage to your auto policy.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsAllstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsDo I have to list my spouse as a driver?

I want to make sure because someone told me it is against the law not to have them listed. I ...

Can I still be on my parent’s car insurance?

If I am renting an apartment can I still be on my parents car insurance? I am 22 years old ...

An automated security gate hit my door, should I file a claim or get them to pay for the damages?

There was a parking spot near where the gate extends to and I parked too close. When the door opened, ...

Can an insurance company force add me to a policy even if I do not drive?

My senior parents have full coverage on their car and have been with their insurance company, Allstate, for several years ...

See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?

I was parked on the street for a few hours and came back to a scratch from my back driver-side ...

When filling out quotes, do I have to disclose an accident that my friend had while driving my car?

A friend of mine got into an accident in my car while it was not insured. I’m currently looking for ...

If I file a claim for denting my car door on a beam, will my insurance rate increase?

I was parked in my driveway and opened my door into a beam that was sticking out of a pile ...

See More Questions
Compare MoreAllstate vs. 21st Century Allstate vs. Allied Allstate vs. American Family Allstate vs. Amica Mutual Insurance Allstate vs. Auto Club (AAA) Allstate vs. Erie Allstate vs. Esurance Allstate vs. Farm Bureau Mutual Allstate vs. Farmers Allstate vs. Foremost Allstate vs. GEICO Allstate vs. Liberty Mutual Allstate vs. Mercury Allstate vs. MetLife Allstate vs. Nationwide Allstate vs. North Star Mutual Allstate vs. Progressive Allstate vs. Root Allstate vs. SAFECO Allstate vs. SafeAuto Allstate vs. State Farm Allstate vs. The General Allstate vs. The Hartford Allstate vs. Titan Allstate vs. Travelers Allstate vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. SafeAuto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Allstate vs Infinity

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