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Choosing a car insurance company can be tricky: companies' rates differ based on your location, age, and driving history, and companies offer an array of perks. Allstate and SAFECO are counted among the US' most popular insurers, providing high-quality coverage across most of America.
To help simplify the insurance-shopping process, we've pulled typical prices from SAFECO and Allstate. These cover a number of rating factors, including credit history, driving history, and age. Examine these rates and find the perfect policy for you.
If you have very poor credit, Allstate could be a better option for you. Typically, Allstate offers more affordable premiums than SAFECO for prospective clients with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should lean toward View common insurance rates by credit level for SAFECO and Allstate below.
|Credit level||Allstate avg. annual premium||SAFECO avg. annual premium|
|Very Poor (300-579)||$3,117||$5,308|
|Very Good (740-799)||$1,820||$1,871|
If you're saddled with an at-fault collision, speeding ticket, reckless driving citation, or DUI in your rear view mirror, SAFECO could be a better choice than Allstate. Every insurer enacts rate penalties differently, so don't hesitate to shop around to figure out which insurer suits you.
|Violation||Allstate avg. annual premium||SAFECO avg. annual premium|
|At-fault accident (damage < $1,000)||$3,006||$2,546|
|At-fault accident (damage > $1,000)||$2,290||$1,969|
Insurance companies rely on age to outline risk potential, assigning rates accordingly. An auto insurance policy is often most expensive for teen drivers — due to their increased odds of being involved in an accident — and more affordable for middle-aged drivers. Because every insurance company evaluates ages in a different way, it's wise to compare rates and find great coverage.
As a general rule, teen drivers should choose Allstate instead of SAFECO: Allstate offers average yearly savings of $1,323 versusSAFECO.
|Age||Allstate avg. annual premium||SAFECO avg. annual premium|
Aside from affordability, Allstate and SAFECO both have pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Allstate gives quality protection at a great price, complete with personal attention and service you need to choose coverage that makes the most sense for you.||At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and most important of all - to be there for you when you need us most. When you have a claim, we take care of it. It’s that simple. We’re backed by the financial strength of Liberty Mutual Insurance, ranked on the Fortune 100 list of the largest U.S. corporations. Trust Safeco with your auto investment, today!|
|Roadside Assistance||Every Allstate customer has access to Allstate's 24/7 Roadside network with no annual fee. This pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $99 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). For prepaid options, you may choose Allstate Motor Club for full coverage or elect to add Towing & Labor Coverage to your auto policy.||Safeco offers roadside assistance 24/7 as an option to your policy and includes coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.|
|Additional Discounts||Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.||Safeco is a subsidiary of Liberty Mutual and offers claim service 24/7.|
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|Compare More||Allstate vs. 21st Century Allstate vs. Allied Allstate vs. American Family Allstate vs. Amica Mutual Insurance Allstate vs. Auto Club (AAA) Allstate vs. Erie Allstate vs. Esurance Allstate vs. Farm Bureau Mutual Allstate vs. Farmers Allstate vs. Foremost Allstate vs. GEICO Allstate vs. Infinity Allstate vs. Liberty Mutual Allstate vs. Mercury Allstate vs. MetLife Allstate vs. Nationwide Allstate vs. North Star Mutual Allstate vs. Progressive Allstate vs. Root Allstate vs. SafeAuto Allstate vs. State Farm Allstate vs. The General Allstate vs. The Hartford Allstate vs. Titan Allstate vs. Travelers Allstate vs. USAA||SAFECO vs. 21st Century SAFECO vs. Allied SAFECO vs. American Family SAFECO vs. Amica Mutual Insurance SAFECO vs. Auto Club (AAA) SAFECO vs. Erie SAFECO vs. Esurance SAFECO vs. Farm Bureau Mutual SAFECO vs. Farmers SAFECO vs. Foremost SAFECO vs. GEICO SAFECO vs. Infinity SAFECO vs. Mercury SAFECO vs. MetLife SAFECO vs. Nationwide SAFECO vs. North Star Mutual SAFECO vs. Progressive SAFECO vs. SafeAuto SAFECO vs. State Farm SAFECO vs. The General SAFECO vs. The Hartford SAFECO vs. Titan SAFECO vs. Travelers SAFECO vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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