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Deciding on an auto insurance company can be hard: rates may vary by driving history, age, and location, and every company provides a different set of discounts. Amica and Allied are two of America's most popular insurance companies, offering affordable policies in most American states.
In an effort to simplify the insurance-shopping process, we've collected average insurance premiums from Allied and Amica. The below rates cover myriad rating factors, including credit rating, driving record, and demographics. Compare rates and find the right policy for you.
If you have extremely bad credit, Allied could be the way to go. On average, Allied offers lower premiums than Amica for prospective clients with credit scores of lower than 580. Drivers with excellent credit — a score of 800 or higher — should favor View typical insurance costs by credit level for Allied and Amica below.
|Credit level||Amica avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$2,010||$1,483|
|Very Good (740-799)||$1,174||$920|
If you're dealing with an at-fault accident, speeding ticket, reckless driving citation, or DUI in your recent history, Amica could be a better choice than Allied. Every auto insurance company enacts rate penalties differently, so it's worth comparing quotes to understand which insurer suits you.
|Violation||Amica avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$1,646||$1,662|
|At-fault accident (damage > $1,000)||$1,152||$1,221|
Insurers use a driver's age to outline risk potential, pricing premiums accordingly. Insurance is commonly priciest for teen drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Since every insurance company rates ages differently, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Allied instead of Amica: the former's average annual rates are $1,840 less than the latter's..
|Age bracket||Amica avg. annual premium||Allied avg. annual premium|
Aside from affordability, Amica and Allied both have pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Amica Mutual Insurance||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Amica Mutual Insurance||Allied|
|JD Power Rankings|
|Other Products||Amica Mutual Insurance||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Amica Mutual Insurance||Allied|
|About||At Amica Mutual Insurance, you'll be protected with an affordable auto policy that's customized to fit your needs, complete with unbeatable customer service.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Amica's roadside assistance program is available 24 hours a day to help with jump-starting a dead battery, changing a flat tire, delivering fuel if you run out of gas, and a towing up to 15 miles to the nearest repair facility.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Amica offers additional discounts for "loyalty", a "tenure" discount for the length of time you were with your prior company, and a legacy discount to drivers under 30 who were covered by Amica on a family member's policy.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Should I drop my 25yo son from insurance?|
Should I get my insurance company involved or pay for the damage myself if I backed into a tree?
My 25-year-old son totaled one of our vehicles. If we drop him off our ins can we reduce/save major premium ...
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I was backing out of my driveway and hit a tree while attempting to avoid other parked cars. Apparently I ...
|Will my insurance company cover my vehicle if my cousin was driving my car?|
If I claim my injuries after an accident, will that make my rates higher?
She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well ...
Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?
I rear ended someone this morning and totaled my car. At least it seems so since the airbags went off. ...
How much do car insurance rates go up after a DUI?
I sold my car to get more money than I would on trade-in value, but the check from the buyer...
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My friend just got charged with a DUI and has to pay thousands of dollars in fines. In addition to...
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|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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