How Much Are Car Insurance Rates in Anaheim?


Understanding premium costs while insuring a vehicle in Anaheim is especially critical because premiums in California are known for being expensive. They are generally $286 greater than the national average. We've analyzed how auto insurance rates in Anaheim compare to premiums nationwide.


INSURANCE PRICES: ANAHEIM VS. STATE/US MEAN
City AverageState AverageNational Average
$1,768$1,713$1,427


Anaheim Car Insurance by Marital Status and Gender


Car insurance premiums in Anaheim can be influenced by marital status as well as gender. However, females have premiums that are only slightly more costly than those for males. Being married, as opposed to single or divorced, can save you approximately $80 per year on car insurance. Rates for those who are widowed are relatively cheaper than rates for those who are single.


ANAHEIM CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Rate
Female$1,775
Male$1,768
Single$1,768
Married$1,692
Divorced$1,768
Widowed$1,699


Anaheim Car Insurance by Age

Drivers in Anaheim see the greatest reduction in premiums when they reach their 20s, as they pay an average of 61% less after moving out of the teenage age range. Turning 70 causes an increase in rates, but up until that point drivers can expect premium reductions when they move from one age group to the next. Car insurance premiums are highest for teenage drivers, with payments that average $6,570 per year. Everyone loves to save money, and luckily for drivers in their 60s, they do just that! They have the smallest premiums among any age group, with rates of $1,524 per year. People in their 50s ($1,563) have premiums that aren't much higher.


ANAHEIM CAR INSURANCE PRICES BY DRIVER AGE
AgeAverage Rate
Teenagers$6,570
20s$2,577
30s$1,737
40s$1,683
50s$1,563
60s$1,524
70s$1,704


Anaheim Car Insurance for Drivers With At-Fault Accidents or Violations


Having a flawless driving record is critical if you want to keep your rates low. Being at-fault in an accident costs drivers an additional 55% per year to insure your vehicle in Anaheim. Typically, a DUI or reckless driving charge in Anaheim will cost you 184% more in car insurance premiums versus the city average ($1,768).


AVERAGE ANAHEIM INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Violation/IncidentAverage Insurance Rate
DUI$5,022
Reckless Driving$5,022
At-fault Accident (damages less than $1,000)$2,741
At-fault Accident (damages greater than $2,000)$2,741
Speeding Ticket (16-20 mph over speed limit)$2,391


* Credit score, while used in other states, is considered discriminatory in California and is therefore not used as a rating factor when determining how much you'll pay for auto insurance.


What drives up car insurance rates in Anaheim?

Where you live in Anaheim affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Anaheim is no exception to the rule. From zip code 92899 to 92804, premiums rise by 17 percent—that’s $230.

Expensive Anaheim Zip Codes: 92806, 92805, 92801, 92802, 92804

Cheap Anaheim Zip Codes: 92899, 92808, 92809, 92807, 92850

Anaheim Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Anaheim, you can expect 33 rainy days with an annual rainfall of 13 inches. Anaheim is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.

33

Rainy Days a Year

13"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Anaheim

Major Highways
I-5 I-57 I-22
Toll Roads
SR 91

Car Insurance Companies in Anaheim

Find Local Anaheim Agents

Brown & Brown Insurance Services

2401 E. Katella Avenue, Suite 550 Anaheim, CA 92806

Hall, Mahar & Associates Insurance Services, Inc.

1475 S. State College Blvd., Suite 226 Anaheim, CA 92806

Hayward, Tilton & Rolapp Insurance Associates, Inc.

888 S Disneyland Dr, Ste 400 Anaheim, CA 92802

The J. Morey Company, Inc Insurance Agents and Brokers

800 S Harbor Blvd Ste 100 Anaheim, CA 92805

See All

$1,459

The average Anaheim resident's annual cost of coverage

40%

Our customer's average savings after comparing insurance

233

That's equal to 233 cups of coffee or $584 in savings

See How Much You Can Save in Anaheim

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Anaheim Car Insurance

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