How Much Does Car Insurance Cost in Anaheim?
On average, premiums in Anaheim surpass California's average by 7%, so understanding premium costs while insuring a vehicle in Anaheim is important. Review our ways to save on Anaheim car insurance and save money.
CAR INSURANCE COSTS: ANAHEIM VS. NATIONAL/STATE AVERAGES
|City Average||State Average||National Average|
Anaheim Car Insurance by Age
Among all age groups, drivers in their 60s have the lowest insurance premiums, with rates of $1,623. Those in their 50s ($1,666) aren’t paying much more. With payments of $6,870 on average, teenage drivers pay the most in car insurance premiums. When drivers reach their 20s in Anaheim, therefore moving out of the teenage age range, they pay 60% less in premiums. It is the largest difference between any age group. Car insurance premiums for drivers continue to decline through their 60s, but they can expect an increase when they hit 70.
ANAHEIM CAR INSURANCE RATES BY DRIVER AGE
Anaheim Auto Insurance by Gender and Marital Status
In Anaheim, both gender and marital status play a part in your car insurance premiums. However, the amount by which men's and women's car insurance premiums deviate is trivial. Being single, as opposed to married, can cost you an average of 5% more per year on car insurance. Rates for those who are widowed are moderately cheaper than rates for those who are single.
ANAHEIM CAR INSURANCE PREMIUMS BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Rate|
Anaheim Car Insurance for High-Risk Drivers
Possessing an untarnished driving record is critical to keep your insurance rates low. Usually, a DUI or reckless driving infraction in Anaheim will cost you 181% more in car insurance premiums versus the city average ($1,879). The amount of damage caused by an accident plays a part in how significantly insurance rates will climb. Being at-fault in an accident with damages exceeding $2,000 costs you an additional $1,163 per year in premiums compared to an accident with damages less than $1,000.
AVERAGE ANAHEIM INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident or Violation||Average Rate|
|At-fault Accident (damages less than $1,000)||$1,879|
|At-fault Accident (damages greater than $2,000)||$3,042|
|Speeding Ticket (16-20 mph over speed limit)||$2,533|
* Credit score is considered discriminatory in California and is therefore not used as a rating factor when determining how much you'll pay for auto insurance each year.
What drives up car insurance rates in Anaheim?
Where you live in Anaheim affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Anaheim is no exception to the rule. From zip code 92899 to 92804, premiums rise by 17 percent—that’s $230.
Expensive Anaheim Zip Codes: 92806, 92805, 92801, 92802, 92804
Cheap Anaheim Zip Codes: 92899, 92808, 92809, 92807, 92850
Anaheim Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Anaheim, you can expect 33 rainy days with an annual rainfall of 13 inches. Anaheim is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Anaheim Agents
Hall, Mahar & Associates Insurance Services, Inc.
1475 S. State College Blvd., Suite 226 Anaheim, CA 92806
The J. Morey Company, Inc Insurance Agents and Brokers
800 S Harbor Blvd Ste 100 Anaheim, CA 92805
Hayward, Tilton & Rolapp Insurance Associates, Inc.
888 S Disneyland Dr, Ste 400 Anaheim, CA 92802
Brown & Brown Insurance Services
2401 E. Katella Avenue, Suite 550 Anaheim, CA 92806
The average Anaheim resident's annual cost of coverage
Our customer's average savings after comparing insurance
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