How Much Are Car Insurance Rates in Anaheim?


Understanding premium costs while insuring a vehicle in Anaheim is especially critical because premiums in California are known for being expensive. They are generally $286 greater than the national average. We've analyzed how auto insurance rates in Anaheim compare to premiums nationwide.


INSURANCE PRICES: ANAHEIM VS. STATE/US MEAN
City AverageState AverageNational Average
$1,768$1,713$1,427


Anaheim Car Insurance by Marital Status and Gender


Car insurance premiums in Anaheim can be influenced by marital status as well as gender. However, females have premiums that are only slightly more costly than those for males. Being married, as opposed to single or divorced, can save you approximately $80 per year on car insurance. Rates for those who are widowed are relatively cheaper than rates for those who are single.


ANAHEIM CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Rate
Female$1,775
Male$1,768
Single$1,768
Married$1,692
Divorced$1,768
Widowed$1,699


Anaheim Car Insurance by Age

Drivers in Anaheim see the greatest reduction in premiums when they reach their 20s, as they pay an average of 61% less after moving out of the teenage age range. Turning 70 causes an increase in rates, but up until that point drivers can expect premium reductions when they move from one age group to the next. Car insurance premiums are highest for teenage drivers, with payments that average $6,570 per year. Everyone loves to save money, and luckily for drivers in their 60s, they do just that! They have the smallest premiums among any age group, with rates of $1,524 per year. People in their 50s ($1,563) have premiums that aren't much higher.


ANAHEIM CAR INSURANCE PRICES BY DRIVER AGE
AgeAverage Rate
Teenagers$6,570
20s$2,577
30s$1,737
40s$1,683
50s$1,563
60s$1,524
70s$1,704


Anaheim Car Insurance for Drivers With At-Fault Accidents or Violations


Having a flawless driving record is critical if you want to keep your rates low. Being at-fault in an accident costs drivers an additional 55% per year to insure your vehicle in Anaheim. Typically, a DUI or reckless driving charge in Anaheim will cost you 184% more in car insurance premiums versus the city average ($1,768).


AVERAGE ANAHEIM INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Violation/IncidentAverage Insurance Rate
DUI$5,022
Reckless Driving$5,022
At-fault Accident (damages less than $1,000)$2,741
At-fault Accident (damages greater than $2,000)$2,741
Speeding Ticket (16-20 mph over speed limit)$2,391


* Credit score, while used in other states, is considered discriminatory in California and is therefore not used as a rating factor when determining how much you'll pay for auto insurance.


What drives up car insurance rates in Anaheim?

Where you live in Anaheim affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Anaheim is no exception to the rule. From zip code 92899 to 92804, premiums rise by 17 percent—that’s $230.

Expensive Anaheim Zip Codes: 92806, 92805, 92801, 92802, 92804

Cheap Anaheim Zip Codes: 92899, 92808, 92809, 92807, 92850

Anaheim Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Anaheim, you can expect 33 rainy days with an annual rainfall of 13 inches. Anaheim is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.

33

Rainy Days a Year

13"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Anaheim

2
Major Highways
I-5 I-57 I-22
2
Toll Roads
SR 91

Car Insurance Companies in Anaheim

Find Local Anaheim Agents

Hayward, Tilton & Rolapp Insurance Associates, Inc.

888 S Disneyland Dr, Ste 400 Anaheim, CA 92802

Brown & Brown Insurance Services

2401 E. Katella Avenue, Suite 550 Anaheim, CA 92806

The J. Morey Company, Inc Insurance Agents and Brokers

800 S Harbor Blvd Ste 100 Anaheim, CA 92805

Hall, Mahar & Associates Insurance Services, Inc.

1475 S. State College Blvd., Suite 226 Anaheim, CA 92806

See All

2

$1,459

The average Anaheim resident's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

icon_coffee

233

That's equal to 233 cups of coffee or $584 in savings

See How Much You Can Save in Anaheim

Just enter your zip code to get started

Your information is secure.

Recent Questions:

Anaheim Car Insurance

Do you have a carrier that will write an auto policy for a driver with an international permit?

Dec 15, 2018

I moved here from South Africa – I have a South Africa license with an International permit. I have an ...

Additional Resources:

Anaheim Car Insurance

How to Update Your Driver’s License When You Move to a New State
How to Update Your Driver’s License When You Move to a New State
Jul 28, 2017

Moving to a new state can be an exciting adventure. As with most moves, it requires a bit of paperwork...

Drunk Driving vs. Distracted Driving: Which is More Dangerous?
Drunk Driving vs. Distracted Driving: Which is More Dangerous?
Jun 09, 2017

  Drunk driving has long been a major cause of accidents on the road. Having a few drinks impairs our...

Digital Insurance Cards: Which States Accept Them?
Digital Insurance Cards: Which States Accept Them?
May 19, 2017

You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...

Car Insurance for First-Time Drivers: 6 Things You Should Know
Car Insurance for First-Time Drivers: 6 Things You Should Know
Apr 03, 2017

A driver’s license is more than just permission to take to the open road. To many, including first-time drivers, it...

Driverless Car Laws by State
Driverless Car Laws by State
Mar 16, 2017

While many established automakers and technology companies are itching to win the autonomous vehicle race, legislators are simply trying to...

How Does the Government Affect What You Pay for Car Insurance?
How Does the Government Affect What You Pay for Car Insurance?
Mar 12, 2017

  With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...

What You Need to Know about Getting High and Driving in 2017
What You Need to Know about Getting High and Driving in 2017
Jan 30, 2017

Marijuana legalization in the U.S. is constantly evolving, and states continue to modify their own legislation on their own timelines....

4 Consequences of Driving without Insurance
4 Consequences of Driving without Insurance
Jan 27, 2017

If you drive in the U.S., you simply have to have car insurance. It’s the law. (Even residents of New...

The Rundown on “No Refusal” Weekends
The Rundown on “No Refusal” Weekends
Dec 20, 2016

The holidays are a hazardous time to be on the roads, and believe us, cops know it. They’re closely monitoring...

How Long After a Car Crash Can You File a Claim?
How Long After a Car Crash Can You File a Claim?
Dec 13, 2016

Auto insurance rules aren’t simple: each state sets its own regulations about everything from whether or not a driver’s credit...

What’s the Most Expensive Traffic Ticket in Your State?
What’s the Most Expensive Traffic Ticket in Your State?
Nov 08, 2016

If a cop hands you a ticket for speeding, swerving in and out of lanes, or causing a crash, you’re...

Don’t Count on Anti-Theft Devices to Lower Your Insurance Rate – Here’s Why
Don’t Count on Anti-Theft Devices to Lower Your Insurance Rate – Here’s Why
Nov 02, 2016

We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...

Driver’s License Points: Do They Matter?
Driver’s License Points: Do They Matter?
Sep 23, 2016

In the world of traffic law and auto insurance, points are universally a bad thing. Instead of helping you win...

Who Pays More for Car Insurance: Democrats or Republicans?
Who Pays More for Car Insurance: Democrats or Republicans?
Aug 22, 2016

Red states, blue states, and battleground states: we’ll hear a lot about the political leanings of the 50 U.S. states...

Which States Have the Cheapest Car Insurance?
Which States Have the Cheapest Car Insurance?
Aug 02, 2016

Car insurance companies consider all sorts of factors to assess risk and set rates for different drivers. Here at The...

Welcome to Data Heaven: Introducing The 2016 State of Auto Insurance Report
Welcome to Data Heaven: Introducing The 2016 State of Auto Insurance Report
Aug 02, 2016

Drumroll please… Today, The Zebra introduces to you, fine readers, our first annual State of Auto Insurance Report! Did you...

Study: Poor Credit Will Cost You Double for Car Insurance
Study: Poor Credit Will Cost You Double for Car Insurance
May 03, 2016

Most folks consider credit a crucial factor in determining what they pay for home mortgages and other big life expenses, but far...