What drives up car insurance rates in Anaheim?
Car Insurance in Anaheim
With premiums within $55 of the state average, Anaheim has rates that are fairly equivalent to California. Keep some money in your pocket by following the tips below about how to save on car insurance in Anaheim.
- City Average: $1,768
- State Average: $1,713
- National Average: $1,427
Anaheim Car Insurance by Age
Drivers in their 60s save money on car insurance payments, as they have the smallest rates among all age groups, paying only $1,524 each year. Those in their 50s ($1,563) also have relatively low premiums. The largest decline in premiums for Anaheim drivers happens when they hit their 20s. Once out of the teenage age range, individuals save an average of $3,993 each year. When drivers turn 70, they will experience a rate increase related to their age for the first time. Teenage drivers are the ones who pay the most in car insurance premiums, with payments of $6,570 on average.
- Teenagers: $6,570
- 20s: $2,577
- 30s: $1,737
- 40s: $1,683
- 50s: $1,563
- 60s: $1,524
- 70s: $1,704
Anaheim Car Insurance by Gender and Marital Status
Marital status as well as gender can influence your car insurance premiums in Anaheim. Rates for those who are widowed are somewhat cheaper than rates for those who are single. Married individuals save around $80 per year on car insurance compared to those who are single. The amount by which men's and women's car insurance premiums differ is minimal.
- Female: $1,775
- Male: $1,768
- Single: $1,768
- Married: $1,692
- Divorced: $1,768
- Widowed: $1,699
Anaheim Car Insurance by Accident or Violation History
By knowing which driving mishaps can make your insurance premiums spike, you can make better decisions and save money. In Anaheim, drivers with either a DUI or reckless driving violation need to spend nearly triple the average for the city to insure their vehicle. Car insurance is an average of $973 more per year in Anaheim if you have an at-fault accident on your driving record.
- DUI: $5,022
- Reckless Driving: $5,022
- At-fault Accident (damages less than $1000): $2,741
- At-fault Accident (damages greater than $2000): $2,741
- Speeding Ticket (16-20 mph over speed limit): $2,391
* Credit score is considered discriminatory in California and thus is not used as a rating factor when determining how much you'll pay for auto insurance every year.
Where you live in Anaheim affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Anaheim is no exception to the rule. From zip code 92899 to 92804, premiums rise by 17 percent—that’s $230.
Expensive Anaheim Zip Codes: 92806, 92805, 92801, 92802, 92804
Cheap Anaheim Zip Codes: 92899, 92808, 92809, 92807, 92850
Anaheim Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Anaheim, you can expect 33 rainy days with an annual rainfall of 13 inches. Anaheim is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Anaheim Agents
Hall, Mahar & Associates Insurance Services, Inc.
1475 S. State College Blvd., Suite 226 Anaheim, CA 92806
Hayward, Tilton & Rolapp Insurance Associates, Inc.
888 S Disneyland Dr, Ste 400 Anaheim, CA 92802
Brown & Brown Insurance Services
2401 E. Katella Avenue, Suite 550 Anaheim, CA 92806
The J. Morey Company, Inc Insurance Agents and Brokers
800 S Harbor Blvd Ste 100 Anaheim, CA 92805
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Anaheim Car Insurance
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