Antioch Car Insurance

The Zebra
May 30, 2018

Car Insurance in Antioch

Premiums in California surpass the national average by 20%, which is why the state is known for its costly rates. Premiums run high in the city as well, so if you are insuring a vehicle in Antioch, saving money is crucial. Going over some ways to save on Antioch car insurance can save you money.

  • City Average: $1,758
  • State Average: $1,713
  • National Average: $1,427

Antioch Car Insurance by Accident or Violation History

Do you realize how much an accident or violation on your record can cost you in terms of car insurance premiums? Driving recklessly or under the influence will increase your car insurance premiums more than other driving violations. $3,255 is the extra cost per year for drivers with a DUI or reckless driving charge in Antioch, compared to the city average of $1,758. Even among safe drivers, accidents happen, so be prepared and learn how your rates can change after one. For those in Antioch with at-fault accidents, $976 is the increase that can be expected to annual insurance premiums.

  • DUI: $5,013
  • Reckless Driving: $5,013
  • At-fault Accident (damages less than $1000): $2,734
  • At-fault Accident (damages greater than $2000): $2,734
  • Speeding Ticket (16-20 mph over speed limit): $2,385

Antioch Car Insurance by Age

Car insurance premiums are highest for teenage drivers, with average rates of $6,502 per year. Antioch drivers see the largest decrease in premiums when they reach their 20s, as they save an average of 60% from moving out of the teenage age bracket. Car insurance premiums in Antioch continue to trend downward up until drivers hit 70. Looking across all age groups, drivers in their 60s tend to have the lowest insurance premiums. Their rates generally average $1,505 per year. Those in their 50s ($1,547) aren’t paying significantly more.

  • Teenagers: $6,502
  • 20s: $2,575
  • 30s: $1,725
  • 40s: $1,666
  • 50s: $1,547
  • 60s: $1,505
  • 70s: $1,678

Antioch Car Insurance by Marital Status

Car insurance premiums in Antioch can be affected by marital status. Single individuals spend an average of $77 more per year on car insurance compared to those who are married. Rates for those who are widowed are relatively cheaper than rates for those who are single.

  • Female: $1,758
  • Male: $1,758
  • Single: $1,758
  • Married: $1,681
  • Divorced: $1,758
  • Widowed: $1,688

* Credit score, while used in other states, is considered discriminatory in California and is therefore not used as a rating factor when determining how much you'll pay for auto insurance each year.

* Insurance rates aren't impacted by gender in Antioch.

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