How Much Are Car Insurance Rates in Arlington?
On average, Texas premiums surpass the national average by 27%. Premiums run high in the city as well, so it is vital to cut costs while insuring a vehicle in Arlington. Let's compare car insurance costs in Arlington versus premiums across the nation.
CAR INSURANCE RATES: ARLINGTON VS. NATIONAL/STATE MEAN
|City Average||State Average||National Average|
Arlington Car Insurance With Accidents or Violations
A history of accidents and violations can cost you in terms of premiums. An at-fault accident with greater than $2000 of damages will increase your car insurance premiums more than other driving violations. In Arlington, those who are found at-fault in an accident end up spending 49% more per year to insure their vehicle. Drivers with a DUI in Arlington have rates that surpass the city average ($1,876) by $762. Reckless driving will push your rates up as well, with average rates of $2,579, which are 37% higher than the city average.
AVERAGE ARLINGTON INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident or Violation||Average Rate|
|At-fault Accident (damages less than $1,000)||$2,802|
|At-fault Accident (damages greater than $2,000)||$2,802|
|Speeding Ticket (16-20 mph over speed limit)||$1,951|
Arlington Car Insurance by Marital Status and Gender
Both gender and marital status are among the numerous driver characteristics that have an effect on car insurance premiums in Arlington. However, premiums are barely cheaper for women than for men. Women usually pay 1% less than men each year for insurance. Believe it or not, marital status has a substantial impact on premiums. Being married can save you approximately 10% per year compared to being single. Rates for those who are widowed are also strikingly cheaper than rates for those who are single.
ARLINGTON CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
Arlington Car Insurance by Age Bracket
Teenage drivers have the biggest premiums of any age group, with car insurance payments of $5,996 on average. Drivers in Arlington see the greatest reduction in premiums when they reach their 20s, as they save an average of 62% from moving out of the teenage age range. In Arlington, turning 60 means an increase in rates. Up until then, moving from one age group to the next means decreasing prices. At $1,597, drivers in their 50s have the smallest payments among any age group. Those in their 60s ($1,669) aren’t paying much more.
ARLINGTON CAR INSURANCE RATES BY AGE
Arlington Car Insurance by Credit Rating
For those with Very Poor credit (300-579), as opposed to Exceptional credit (800-850), car insurance premiums more than double. The most significant benefit of better credit comes from boosting from Very Poor (300-579) to Fair (580-669), by which drivers can save around $388 per year.
ARLINGTON CAR INSURANCE COSTS BY CREDIT LEVEL
|Credit Level||Average Car Insurance Rate|
What drives up car insurance rates in Arlington?
Where you live in Arlington affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Arlington is no exception to the rule. From zip code 76001 to 76010, premiums rise by 14 percent—that’s $186.
Expensive Arlington Zip Codes: 76005, 76014, 76018, 76011, 76010
Cheap Arlington Zip Codes: 76001, 76016, 76012, 76013, 76017
Arlington Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Arlington, you can expect 68 rainy days with an annual rainfall of 37 inches. Arlington is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Arlington Agents
Stateline Insurance Solutions
2315 Roosevelt Dr ste. D Arlington, TX 76016
Preferred Personal Insurance Agency, LLP
5840 W. Interstate 20 Arlington, TX 76017
Vogue Insurance Agency
1201 N. Watson Rd. Arlington, TX 76006
Rickey McGill Insurance Agency
3825 W Green Oaks Blvd # 700 Arlington, TX 76016
Texas Insurance Agency, Inc.
1000 Ballpark Way Arlington, TX 76011
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Arlington Car Insurance
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