How Much Does Auto Insurance Cost in Arlington?


Arlington premiums, which surpass the state average by 6%, are recognized for being expensive. Therefore it is especially critical to save while insuring a vehicle in Arlington. Let's compare car insurance costs in Arlington versus premiums across the nation.


AUTO INSURANCE RATES: ARLINGTON VS. STATE/NATIONAL AVERAGES
City AverageState AverageNational Average
$1,902$1,792$1,569


Arlington Car Insurance by Marital Status and Gender


There are numerous factors, including marital status and gender, that come into play when determining car insurance rates in Arlington. Did you know that in your city marital status can actually change your premiums substantially? People who are married save roughly 10% per year on car insurance compared to those who are single or divorced. Rates for those who are widowed are also much cheaper than rates for those who are single. The amount by which men's and women's car insurance premiums vary is trivial.


ARLINGTON CAR INSURANCE RATES BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Rate
Female$1,885
Male$1,902
Single$1,902
Married$1,712
Divorced$1,902
Widowed$1,794


Arlington Auto Insurance by Age

The biggest reduction in premiums between any age group is from the teenage age bracket to the 20s, as drivers in Arlington start paying $4,426 less in premiums. When drivers turn 60, they will experience a premium increase related to their age for the first time. Looking across all age groups, drivers in their 50s tend to have the lowest premiums. Their rates generally average $1,618 per year. However, people in their 60s ($1,684) aren’t paying significantly more. Car insurance premiums are highest for teenage drivers, with average rates of $6,044 per year.


ARLINGTON CAR INSURANCE PREMIUMS BY AGE
AgeAverage Rate
Teenagers$6,044
20s$2,390
30s$1,878
40s$1,825
50s$1,618
60s$1,684
70s$1,937


Arlington Car Insurance for High-Risk Drivers


Maintaining an unblemished driving history is vital if you want to keep the cost of insurance premiums low. An at-fault accident with greater than $2000 of damages will increase your car insurance premiums more than other driving violations. When comparing rates for drivers with at-fault accidents in Arlington, those with damages exceeding $2,000 pay $453 more than those with damages less than $1,000. In Arlington, drivers with a DUI have rates 37% higher than the city average of $1,902. Reckless driving will also push your rates up, with typical rates of $2,667, which are 40% higher than the city average.


AVERAGE ARLINGTON INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident/ViolationAverage Rate
DUI/DWI$2,611
Reckless Driving$2,667
At-fault Accident (damages less than $1,000)$2,428
At-fault Accident (damages greater than $2,000)$2,881
Speeding Ticket (16-20 mph over speed limit)$1,996


Arlington Auto Insurance by Credit Rating


Average car insurance premiums in Arlington for individuals with Very Poor credit (300-579) are over double the premiums for those with Exceptional credit (800-850). In terms of percent change, the most notable benefit of better credit occurs when upgrading from Very Poor (300-579) to Fair (580-669), by which drivers can save nearly 34% per year.


ARLINGTON CAR INSURANCE COSTS BY CREDIT LEVEL
CreditAverage Rate
Very Poor$3,348
Fair$2,195
Good$1,902
Very Good$1,795
Exceptional$1,668


What drives up car insurance rates in Arlington?

Where you live in Arlington affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Arlington is no exception to the rule. From zip code 76001 to 76010, premiums rise by 14 percent—that’s $186.

Expensive Arlington Zip Codes: 76005, 76014, 76018, 76011, 76010

Cheap Arlington Zip Codes: 76001, 76016, 76012, 76013, 76017

Arlington Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Arlington, you can expect 68 rainy days with an annual rainfall of 37 inches. Arlington is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.

68

Rainy Days a Year

37"

Avg. Annual Rainfall

2"

Avg. Annual Snowfall

Be Prepared For

Driving in Arlington

2
Major Highways
I-20 I-30 U.S. 287
2
Public Transit
MAX Bus Arlington Trolley
2
Toll Roads
President George Bush Turnpike Western Extension

Car Insurance Companies in Arlington

AssuranceAmerica Bristol West Commonwealth Casualty Dairyland Direct General Elephant Falcon GAINSCO Hallmark Infinity Kemper Auto Lamar General Agency Liberty Mutual Mendota Mercury MetLife Pronto Pronto Flex SafeAuto State Auto The General Travelers

Find Local Arlington Agents

Rickey McGill Insurance Agency

3825 W Green Oaks Blvd # 700 Arlington, TX 76016

Preferred Personal Insurance Agency, LLP

5840 W. Interstate 20 Arlington, TX 76017

Vogue Insurance Agency

1201 N. Watson Rd. Arlington, TX 76006

Stateline Insurance Solutions

2315 Roosevelt Dr ste. D Arlington, TX 76016

Texas Insurance Agency, Inc.

1000 Ballpark Way Arlington, TX 76011

See All

2

$1,473

The average Arlingtonite's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

Revised

236

That's equal to 236 cups of coffee or $589 in savings

See How Much You Can Save in Arlington

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Arlington Car Insurance

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