I am considering putting my 20-year-old son’s car in his name. How will that affect his insurance rates? He lives in FLA and I live in TN. 20-year-old male, a good student, attended driving school. Good Driving Record. 1 accident but other drivers fault
Question
Does my 20 year old need his own car insurance policy?
Agent Answer
Since he lives in Florida, he will need to get his own policy. He is still considered a young driver and Florida requires Personal Injury Protection (PIP) which makes the rates more expensive than Tenessee. There are several other factors that go into calculating the rate. Being a good student with a good driving record will help. At The Zebra, we can quote him with several different companies at once. Good luck and if you have any questions, don’t hesitate to ask.