There are several things to think about here. First and foremost, no - the percentage that you were at fault will not make a difference in how your insurance rates are impacted. Your insurance company will simply see that you were at-fault for an accident. Looking at our State of Insurance
report, an at-fault accident in Texas raised rates in 2017 an average $772 per year - making it one of the most expensive states to get into an accident.
|Year After Accident||Average Annual Premium|
|0 - No Accident||$1,810|
|1 Year Later||$2,582|
|2 Years Later||$2,591|
|3 Years Later||$4,126|
For a 6 month policy, you're looking at an initial rate increase of $215. While this is a considerable jump, not all insurance companies will price you the same after an at-fault accident. Your best option going forward is to shop around with as many companies as possible in order to find the cheapest rate possible. See our guide to finding the best cheap car insurance after an accident here