In the state of Rhode Island
, medical coverage is not a legal requirement to meet the state insurance law so it is optional. "Full Coverage
" refers to coverage for damage to your vehicle and doesn't necessarily include any other extras like rental car, roadside, or medical. Your best bet is to contact your insurance company and ask if your policy includes medical coverage for you and your passengers. It is a valuable coverage and something you might consider adding to your policy. Best of luck!