While your insurance premium is calculated by a lot of variables, your age and driving experience/history are big factors. If you're a young driver,
you can expect your age to impact your rate until you're 25.
If you're not a young driver but a new driver,
your premium will begin to decrease as you get more years of driving experience. Make sure you maintain a perfect driving record and avoid any tickets, claims, or other violations are these will prolong your premium decrease.