Question

At what age does car insurance decrease?

When does car insurance get lower? I'm a newly licensed driver. I've only had my license for 4 months and my insurance is really high. My question is, after how many months or years can I expect my rate to go down?

Mar 12, 2018 New York, NY

Answer
Ava Lynch

Mar 12, 2018

While your insurance premium is calculated by a lot of variables, your age and driving experience/history are big factors. If you're a young driver, you can expect your age to impact your rate until you're 25. If you're not a young driver but a new driver, your premium will begin to decrease as you get more years of driving experience. Make sure you maintain a perfect driving record and avoid any tickets, claims, or other violations are these will prolong your premium decrease.

Compare auto insurance rates and save up to $670 per year!

Location pin icon