There’s a couple of things to consider regarding the average cost of car insurance for you. First, your age will definitely impact your premium. Young drivers are considered to be high-risk drivers given their lack of driving experience and likelihood to take risk behind the wheel. Next, you are driving a luxury and sports vehicle. In the event of an accident, your car insurance company is required to repair and replace that vehicle. If it is more expensive to do so, as it is with a high MSRP, your premium will be impacted.
Your state, Arizona, is about average compared to the rest of the US in terms of car insurance rates. Still, your age and vehicle will cause your premium to be higher. The average annual cost of car insurance in Arizona for an 18-year-old (with a moderate vehicle) is $4,938.33.
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