Question

What is the best way to find an insurance policy with a bad driving record?

I have had multiple tickets and have been turned down by 4 companies so far. How can I find a company willing to insure me?

Feb 12, 2017 East Orange, NJ

Answer
Neil Richardson

Feb 12, 2017

There are 2 things I can recommend that should lead you to success: 1st - Quote with as many companies as possible. 2nd - Disclose everything on your driving record when quoting. Doing both of these things will allow you to find a company with which you are eligible and at the most affordable rate. Failing to disclose your incidents, even one ticket, can create eligibility issues and cost you even more time to find coverage.  As you maintain your insurance policy for at least 6 months, you should see future rates decrease because of the continuous insurance discount associated with keeping an active policy.

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