Question

If I buy a car from a private owner, can I use their insurance until it expires?

They have insurance on the vehicle for another 3 weeks and all the quotes I've gotten are expensive. Can I just use theirs until I have to get my own?

Jan 31, 2017 Lufkin, TX

Answer
Neil Richardson

Jan 31, 2017

Once you have signed the title then you now own the vehicle. The insurance coverage from the previous owner is essentially null and void as far as the buyer is concerned so you will need to get your own policy ASAP. Your rates should improve once you have been insured for 6 months, but the best thing you can do to find the lowest rate is to shop with as many companies as possible.

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