Can my boyfriend insure my financed vehicle?

I live in Oregon. I am not listed as a driver. He says it will get cheaper rates this way. He uses the multi car policy so he gets cheaper rates. The problem is that I am not listed as a driver and am worried that I am not satisfying my lien holder and am not covered in the case of an accident

Apr 12, 2018 Portland, Oregon

Ava Lynch

Apr 12, 2018

If you are not listed as a driver, you are not insured on that policy. Which means you're probably in violation of your lease agreement and you wouldn't receive coverage in the event of an accident. If you live with your boyfriend, you and your vehicle can be insured on the same policy. He would still get the same multi-vehicle discount. But if you don't live with him, there's no reason for him to insure the vehicle. You definitely need to get a policy that meets your lease agreement and is in your name. You can compare rates here.

Compare insurance rates today!

Location pin icon
glyph-shield-checkmark No junk mail. No spam calls. Free quotes.