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Can I buy a vehicle in a different state than where I live?

I recently moved to Pennsylvania (from Ohio) and will be in the market to purchase a new vehicle next month. My current driver’s license has the address of my Ohio home, which is where I was thinking about purchasing a new vehicle. I am unsure about the rules for buying and insuring a vehicle in a state that doesn’t match a driver’s license. As such, it seems easier to buy and insure a vehicle in the state that matches my license, but maybe I’m wrong. Could you help me understand the insurance part of this so I can make the right decision on where to purchase a new vehicle from? Thank you!

Agent Answer


Essentially, you need to have car insurance in the state where the vehicle will be kept. Car insurance is state specific. You will need to register the vehicle in Pennsylvania since that is where you will be living and you will need to have insurance to register the vehicle. If you do not register the vehicle in the state that you live, this is considered fraud.

Buying the vehicle in Ohio is not an issue but make sure you have insurance before you drive the vehicle. We can quote you with several carriers at The Zebra. You can also give us a call at 888-807-3823.

Have a look at the link below for information that might be helpful:

Good luck and if you have any questions, don’t hesitate to ask.

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