Question
Can I carry liability insurance for my mother-in-law's vehicle even though she does not live with us?
Last week, while shopping for homeowner's insurance with a potential new provider, it was mentioned that we might be able to improve the cost by bundling our auto insurance. During the discussion, it was mentioned that we may have some issues with our liability coverage for my mother-in-law. This provider was saying that he would not be able to include my mother-in-law as we have been and he suggested that there could be some risk that coverage may be denied if something happened. Is what we have been doing okay or are there legitimate concerns?