Paid expenses during the time that my car was in the Toyota dealership to get repaired, but insurance says we just cover 30 days car rental and the vehicle was eventually totaled. So repairs are useless. My car was in the repair shop for more than three months (about 100 days). Insurance paid 15k to fix it, but couldn’t. After all the waiting, insurance declared it a total loss.
I paid the following expenses when the car was in the shop:
- 2 months extra for car rental (insurance paid for 30 days): $1500
- 3 months of car payment’s interest: $450
- 3 months for insurance: $550
Since I was paying my insurance and insurance spent 3 months on repairing the car and it cost me 2500, and I lost my car, can I claim these expenses?
If my car was declared total loss at the beginning, then I did not need to pay for these expenses.