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How can my daughter, age 19, get affordable car insurance?

She just turned 19 and bought a car. She only needs minimum coverage, but everything she has been quoted is extremely high. How can we lower her cost to insure the vehicle?

Agent Answer

Neil Richardson

Her best bet, because of her age and high cost of insurance in Florida, would be to get added on to a family member’s policy of the household where she lives. Once she has been insured for at least 6 months she should qualify for lower rates because of the discount for being continuously insured. When she does look for her own policy, shopping with as many companies as possible is the only way to find the best option.

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