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Can I be denied certain coverage because of my credit score?

My insurance company told us we could not get comprehensive on our car due to our credit. Is this true? We live in North Carolina.

Agent Answer

Neil Richardson

I couldn’t tell you with any certainty whether or not that is the case since I don’t work for that company, but it’s certainly possible since each company has their own set of underwriting requirements. Either way, I can imagine that you aren’t satisfied by their response, and with good reason. If you are having a problem with them then it’s time to contact a different agent or shop for a new company. You should be able to find a company willing to offer the coverage you are wanting.

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