My husband is a police officer and was involved in a small wreck with a mail truck in June 2016. The mail truck struck his car but the accident was deemed my husbands fault. Fast forward 2 years later, we have switched insurance policies and we were quoted a lower amount than what we were paying with the previous policy for two vehicles and house insurance. We made the first payment and it was $70 more than what we were originally quoted. It turns out that while my husband’s employer paid for the damage from the wreck the was in with the mail truck they filed a claim on his personal insurance and we had no clue about it until now.