Can I file a claim if the damage happened over a month ago?

My kid's dad fell asleep while driving my car and hit a guard rail. He is not injured or anyone else, but the accident happened a month ago. Can I still file a claim with my insurance company?

Nov 22, 2016 Richmond, CA

Neil Richardson

Nov 22, 2016

As long as you have collision coverage on your policy then the fact that it's been more than a month should not matter. I would recommend contacting your insurance company's claims department to start the process.

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