Question

Can you file a claim the day after you add collision insurance to your policy?

I hit a pole the day after I added coverage and I want to make sure my claim will be accepted.

Jun 11, 2017 Atlanta, GA

Answer
Neil Richardson

Jun 11, 2017

Technically if you have collision coverage, anything that happens after the fact should be covered. That being said, your insurance company may investigate to make sure the damage didn't actually occurred before you added coverage. As long as that isn't the case then you should be in the clear.

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