I was driving when the car’s transmission lost all gears. I had it towed to a shop who has given us the cost to repair it and we cant afford it.
Auto insurance is intended to cover your vehicle in the event of damage from a crash or other incidents listed on your policy. Wear and tear is generally covered by a vehicle warranty and not by your insurance company. There are a few insurance companies that offer vehicle breakdown coverage as an optional endorsement to your policy, but that is not very common. You can always call your company to ask about your policy if you aren’t sure.