I drove over large puddle of water and got water in my vehicle. I went to the dealer and they stated the driver steering column shafts boot not secured. This was not my fault.
If the damage was caused by you driving into the water then you should be able to file a claim. If it is a warranty type of issue then your insurance policy won’t cover it. It’s probably a good idea to ask the dealership what might have caused the damage before you contact your insurance company to avoid any issues with them denying the claim.