Question

Can I file one claim for 2 at-fault accidents?

I hit a wall in my condo in different spots on my car. One of the passenger side and the other on the side bumper. Will my insurance cover both? I get that I probably won't be able to file one claim, but will they cover both?

Feb 20, 2018 Sunny Isles Beach, Florida

Answer
Ava Lynch

Feb 20, 2018

If you have collision coverage, you will be able to file a claim and get your damage repaired. But you are right - you won't be able to file these on one single claim. Meaning, you will have 2 at-fault accidents on your insurance record. Now, most insurance companies will continue to charge you for 3 years. In Florida, an at-fault accident raised premiums an average of 37%. So, when thinking if you should file a claim, you should consider if that 37% over 3 years is greater than your deductibles (you would be paying 2 in this example). Best of luck.

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