It's unlikely the freezing of your credit caused your premium to change - as freezing it doesn't affect your score and that's the only way your premium would adjust. Premiums, as a whole, have increased in 2018. In Washington
, premiums increased by 1.6%. Companies raise their rates as a reflection of the previous year in terms of number of claims by their clients but also weather-related events. You're not locked into your rate - so if you're unhappy with your company, you are able to switch to a company that provides a cheaper rate. Use our calculator here
to compare other companies.