Question

How can I get an affordable car insurance rate in California with no credit?

I was given a car and need to get insurance but I was told that credit impacts your rate. I'm worried that my car insurance is going to be really expensive.

Jan 30, 2017 Loma Linda, CA

Answer
Neil Richardson

Jan 30, 2017

California does not allow credit to be used for car insurance purposes so you won't have to worry about that impacting your rate. Finding an affordable rate is all about shopping with as many companies as possible to find your best insurance option. Also keep in mind that the amount of miles you estimate you will put on your vehicle each year is a big part of pricing your policy. It's important to have a mileage figure in mind when shopping.

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