Had a car accident and the insurance company declared it “totaled.” I live in NY state, was in a car accident last year and the insurance company declared it “totaled.” I received a payment for the value of the car and transferred ownership to my policyholder, Liberty Mutual. Months later, I realized that they were still including this “totaled” car on my policy because I did not turn in the one remaining Lic plate and provide them with a copy of FS-6T. This was explained when I called to have the car removed from the policy. They continued to bill me for a car that no longer exists.
Is there any sort of exception for a “totaled car” – esp if the insurance company takes ownership and scraps it. It’s just ridiculous that be forced to pay insurance on a car that doesn’t exist!
I did get the FS-6T and provided a copy to insurance a while later, but they are saying that can’t retroactively provide a refund. Any advice appreciated.