Question

Can I keep the contents of my house after insurance paid out for them?

I recently had a house fire. All of my kitchen and bedroom furniture were written off as unsalvageable. Can I keep these items after receiving a claims payout for their value?

Feb 13, 2020 Lebanon, OH

Answer
Kristine Lee

Feb 13, 2020

Your insurance company is likely going to pay for debris removal. Removing certain things while doing so may come with additional cost and typically insurance is not going to allow that. Depending on the specifics, the debris removal company may work with you on obtaining certain objects or let you remove them yourself. I would start by contacting the claims adjuster and see what info they can give you — as with many things to do with insurance, company policy will vary from insurer to insurer.

If you have any questions, don't hesitate to ask.


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