Question

Can I still file PIP claims for accents that happened years ago?

I got into a car accident in Florida but put off making a claim for the medical bills. One accident was in 2017 and I was uninsured, the other was in 2019 and I was insured but have since switched insurance. Can I still file claims to receive PIP for my medical bills? Do I make the claim with my current insurance provider or my previous one? I received medical treatment immediately after both accidents.

Jul 26, 2021 Ocala, FL

Answer
Ross Martin

Jul 26, 2021

Florida is a no-fault state, meaning that in most cases you are responsible for your own medical care after an accident, regardless of who is at fault. Your PIP coverage should cover the most recent injuries (up to your policy limit which is typically $10,000 in Florida). If you were with a different carrier, you would need to file the claim with that company. You'll want to track down any relevant paperwork connected with the accident, including police reports and medical bills. 

Since you were uninsured for the first accident, you would not be able to make a PIP claim

 


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