Question

Can insurance be temporarily suspended without it being canceled?

I won't be driving for a while because of an injury and wanted to know if I could temporarily suspend my insurance until I can drive again without it being canceled.

Dec 26, 2019 Meadville, PA

Answer
Kristine Lee

Dec 26, 2019

I do not know any insurer that offers a temporary suspension of insurance coverage. You could lower all coverages to the state minimum to make it cheaper, but if it is going to be more than a few months you may want to consider suspending the tags and discontinuing insurance.

If you discontinue insurance, it will cost more when you get coverage again. So if it is short-term, you may need to pay a few months of insurance even without driving. Some states offer a temporary suspension of a tag for medical reasons. You may want to call your state DMV to see if they have better options, as there may be state-specific things to keep in mind when you decide what to do.

If you have any questions, don't hesitate to ask.


Compare auto insurance rates and save up to $670 per year!

or
Location pin icon