I am considering buying an RV, but I have no idea what RV insurance entails. Can I add it to the same policy as my Miata?
Your RV and your vehicle are considered two different types of risk. Automobiles are covered under a personal auto policy and recreational vehicles are covered under a “special lines” policy. Both fall under the umbrella of P&C Insurance, but it’s importance to note that they are different coverage types. You will need to get a separate policy for the RV to properly cover your new acquisition. If you purchase policies for both your auto and RV, you may be eligible for a bundling discount.