Question

Can I insure an RV under my auto policy?

I am considering buying an RV, but I have no idea what RV insurance entails. Can I add it to the same policy as my Miata?

Mar 20, 2017 Miami, FL

Answer
Neil Richardson

Mar 20, 2017

Your RV and your vehicle are considered two different types of risk. Automobiles are covered under a personal auto policy and recreational vehicles are covered under a "special lines" policy. Both fall under the umbrella of P&C Insurance, but it's importance to note that they are different coverage types. You will need to get a separate policy for the RV to properly cover your new acquisition. If you purchase policies for both your auto and RV, you may be eligible for a bundling discount.

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