Question

Can mold be turned in on a homeowners claim in Texas?

I live in Houston, TX. I didn't know when I moved here that there can sometimes be high moisture content in the cement floor in a house. I had hardwood floors put in. The company that installed it either did not test the moisture content or failed to tell me about it. My hardwood floors are ruined and when we busted them up ourselves, we found black mold underneath. The flooring company denies any wrongdoing, so short of taking them to court, there is nothing we can do there? Is this something that can be turned in on a homeowners insurance claim, because now we have to install new flooring on our first floor. What we have been told is that cement with high moisture content, we would either need to put in tile or carpet which can release the moisture. But again, we were not told that by the previous flooring company.

Sep 18, 2018 Houston, TX

Answer
Ava Lynch

Sep 18, 2018

There is no right way to answer this question without looking at your homeowner's policy. Most policies will cover the damages but some will not. I would recommend calling your insurance company to see if this claim would be covered that way you know for sure. Sorry, I can't be of over more assistance but this is a policy specific question. Good luck and if you have any other questions, don't hesitate to ask.

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