Ask An Agent


Get free insurance advice on demand



Can my mom add me and my car to her policy?

My insurance is high by myself and I don’t know why I got a clean record. Will my mom be able to add me and my car to her insurance even tho the car is in just my name?

Agent Answer

Ava Lynch

There’s a couple of things to consider before your mom can add you to her policy. Do you live with your mom? If so, you should have no issue with being added to her policy. There are many factors that can make your policy cheaper together. For instance, a multi-car discount, credit (if your mom has better credit), age, and even length of insurance. Below is some help information regarding car insurance for multiple drivers

Car insurance for teens
Car insurance for families

If you do not live with your mom, you might have some trouble. Because of the way car insurance premiums are calculated, having non-resident drivers can be an additional risk factor. While it’s not set in stone, bear in mind it can just be harder to find a policy.

Was this helpful?

1 1
  • Didn't Find What You Were Looking For?

    Ask us another question and an insurance expert will get back to you with an answer.

Looking to save money on your car insurance?

Learn More