Question

Can my 16-year-old daughter have a non-owners policy and drive my car?

My husband and daughter share two vehicles. My 16-year-old daughter and I are both disabled. We don't drive much at all — less than 5-8 miles per week. And I am required to carry SR-22?

Nov 29, 2019 Taylorville, IL

Answer
Kristine Lee

Nov 29, 2019

In short, a non-owners policy is for someone who doesn't drive a vehicle on a normal basis, doesn't own a vehicle, and doesn't have access to one. So if your daughter only rents cars, then non-owners insurance may be a better fit. But if she is using your vehicle on even a semi-regular basis, it's best to keep her listed as a driver.

An SR-22 would not be necessary unless your license has been suspended or you've been cited after an accident or citation. Learn more about SR-22s here.

If you have any questions, don't hesitate to ask. See below for additional information that may be relevant to your situation.


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