Can the police make me file an insurance claim?

I was rear ended yesterday but the damage wasn't much its only a little dent on the back do i file claim? Police took report and the officer said although my damage wasn't much he recommended filing the report with the insurance. Should i file will my insurance go up?

Feb 28, 2018 Apache Junction, Arizona

Ava Lynch

Feb 28, 2018

There's a couple of things to consider. If you were rear-ended, it stands to reason you were not at-fault. If you weren't at-fault and want the damage repaired, you would be filing a claim with the other driver's insurance company, not yours. However, if you don't have the other driver's information or do not wish to get the damages repaired, you do not need to contact your insurance company.

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