Question

Can I reduce my car insurance coverage after I retire?

My husband and I live in Michigan and both are retired. Do we need PIP insurance and work loss coverage on our policy we are paying for both?

Mar 16, 2018 Detroit, Michigan

Answer
Ava Lynch

Mar 16, 2018

Although you are retired, you are still required to carry the state's minimum insurance limits - which include PIP coverage. Because Michigan is a no-fault state, your occupation status unfortunately does not matter here.

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