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Can I set up car insurance for someone else as a surprise?

My daughter is 23 and we would like to surprise her with a car. We want to get the car insurance set up already with her information and address so she can be all set up. How would that work?

Agent Answer

Ava Lynch

This could get a little tricky. I would recommend speaking with your insurance company to see what they recommend. A potential option would be to add the vehicle you are going to give to your daughter to your policy so you can register the vehicle with your state. Once you have registered it and have a title, you can later gift it to your daughter and change the insurance information. I doubt an insurance company would allow you to take our an insurance policy in someone else’s name, simply as a matter of procedure. Best of luck!

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